Latest Financial News

Bank of Japan stuns market with even more stimulus

Friday, October 31, 2014 1:47 am

The Bank of Japan is going for broke and expanding its already aggressive stimulus plan in an effort to keep the country's economic revival plan on track.

MutualBank Secure Login

MutualBank Online Banking

 

Have suggestions or topic requests? Let us know.

Simplify...Using my Bank to Make my Life Easier

Posted by: Dorothy Douglass on Wednesday, February 15, 2012 at 12:00:00 am

My age is on my mind.  I’m 50, my favorite (& only) hubby just turned 50.  I need to simplify my life.  I need ‘easy,’ so I can spend more time doing the things I need and I want to do, like:

  • Hanging out with my family (need & want)
  • Getting myself back in shape (need)
  • Enjoying time with friends (need & want)
  • Stressing less (need & want)
  • Preparing for retirement (want sooner, rather than later, if possible).

When it comes to my finances, the benefits of having multiple relationships with my bank are many – everything is in one place; I don’t have to work to remember which loan is where; which financial institution my checking, savings, CDs are – and ditto for my family.  After all, my 50-year old brain is getting full, and I do have ‘senior moments’ on occasion.

I admit I have had multiple relationships with other financial institutions.  Why?  Mostly, my laziness in moving accounts when I built my current banking relationship and just letting them “be” when I knew it was just making my life more complicated.  I got numerous paper bank statements – mine, my husband’s, my daughter’s.  Translation – more paper for me to file, keep track of, give to my accountant, shred, or heaven forbid, lose….

Having one bank is oh, so much easier.  I’m a convert to electronic banking and all that entails – bill pay, e-statements, automatic deposits.  And if you’re worried about security, yes (my age-level friends) – it is safe.  With FDIC insurance on deposits and multiple electronic safeguards in place to keep my information safe, I’m comfortable – albeit it was not initially easy to convince me.  I have had, knock on wood, no instances of fraud or theft since moving to electronic. 

Now, I have password protected access to my internet banking, from anywhere, including my cell phone – where I can see on one page – my checking account balance & transactions; my savings account; CD; mortgage, and personal loan.  I know, at any point in time, my total balances in each of those.  I get most bills electronically (remember – less mail to sort through = more time for ME), and can set up a payment for future dates.  My life is incrementally simpler, in many ways thanks to my bank. 

Come on, fellow 50-year olds – I know we are on the cusp of liking the old ways – paper checks, snail mail, filing, and more filing.  But, wouldn’t you like more time for yourself?
blog comments powered by Disqus

MutualBank on Twitter

MutualBank on Facebook

 
 
MutualBank