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Well, yes, technically, it IS a four letter word. But I think you know what I mean.
In today’s world, people cringe at the word “budget”. It is synonymous with “belt-tightening”, “frugalness” etc. All words that make the American consumer love for spending groan. Insert eye-roll here.
A high percentage of the American people live paycheck to paycheck. Some don’t know what most of their money is spent on.
With a little planning and budgeting, looking ahead and making solid changes can be pretty simple to do. Here are a few tips to help in this process.
The key to this is making it work for you. Not all budgeting programs work for everyone. Make sure you give yourself some grace. Changes to lifestyle don’t happen overnight. Allow yourself some “free” money. Get your kids involved. Make it a game. There are lots of things to do with this so you can get a better handle on your finances.
Remember, planning may not be something that comes naturally to all, but it can be learned.
This blog is brought to you by Debra Jones-Price, Financial Center Manager at MutualBank's Bethel Financial Center in Muncie, Indiana.blog comments powered by Disqus