Will markets calm down this week? Or will the gut-wrenching turbulence continue?
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New Yearís Resolutions... nope, I donít subscribe to them. I also donít subscribe to fad diets (although there are times when I should), the latest fashions, or much else that seem to be the latest topics, trends, or crazes. However, what I do believe is necessary and appropriate is to use the calendar as a good benchmark for various aspects of life. Spring and Fall time changes are good reminders to change the batteries in the smoke detector. Anniversaries are a good time to reflect and make a special effort to thank that special person for putting up with me. Well you get the idea...
And, this is the time of year that I encourage our lending team to get out and talk to our clients and vice-versa. Businesses traditionally are ramping up for the year and looking forward. They are thinking about meeting with their CPA. They are looking at the year ahead and trying to determine what sales goals are for the year. And it is at this time of the year that bankers should be taking the time to visit with their clients. Here is a list of conversation topics that your banker needs to be having with you (who initiates the conversation is not as important as having it).
You should expect your banker to be of assistance, giving you good guidance and advice. If the banker canít understand your business, it is difficult for him/her to be able to help you. Meet with your banker, make sure he/she ďget itĒ, and open up those communication channels for both of you to succeed. The bank doesnít do well unless its clients do well, and businesses donít do well unless their bank is by their side helping them achieve the goals and aspirations of their companies.Go ahead and start these conversations today! blog comments powered by Disqus