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MutualBank |
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Deposit Rates * |
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Grant County |
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APY Accurate as of 05/16/12 - no changes |
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APY = Annual Percentage Yield |
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| UChoose Checking Products |
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Business Checking |
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| Build Your Account |
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Minimum opening balance $100.00 |
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Business Checking |
Rate (%) |
APY (%) |
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| Option 1 |
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Earnings Credit |
0.50% |
N/A |
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| Minimum opening balance $100.00 |
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Interest (if applicable) |
0.25% |
0.25% |
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| Non-interest bearing
account |
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Minimum opening balance $1,000.00 |
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| Option 2** |
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Business Checking with Interest* |
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| Minimum opening balance $100.00 |
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Rate (%) |
APY (%) |
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Rate (%) |
APY (%) |
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$ 0 - $ 49,999 |
0.10% |
0.10% |
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| $ 0 - $ 2,499.99 |
0.05% |
0.05% |
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$ 50,000 - $ 99,999 |
0.20% |
0.20% |
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| $ 2,500 - $ 49,999.99 |
0.05% |
0.05% |
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$ 100,000 or greater |
0.20% |
0.20% |
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| $ 50,000 or greater |
0.05% |
0.05% |
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Business Money Market** |
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| Option 3** |
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Minimum opening balance $2,500.00 |
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| Minimum opening balance $500.00 |
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Rate (%) |
APY (%) |
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Rate (%) |
APY (%) |
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$ 0 - $ 49,999 |
0.10% |
0.10% |
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| $ 0 - $ 9,999.99 |
0.00% |
0.00% |
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$ 50,000 - $ 99,999 |
0.25% |
0.25% |
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| $ 10,000 - $ 24,999.99 |
0.10% |
0.10% |
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$ 100,000 or greater |
0.50% |
0.50% |
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| $ 25,000 - $ 49,999.99 |
0.10% |
0.10% |
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| $ 50,000 or greater |
0.10% |
0.10% |
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Community Checking** |
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Minimum opening balance $100.00 |
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Rate (%) |
APY (%) |
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| Concierge
Banking** |
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$ 0 - $ 9,999.99 |
0.10% |
0.10% |
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| Minimum
opening balance $500.00 |
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$ 10,000 - $ 49,999.99 |
0.10% |
0.10% |
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Rate (%) |
APY (%) |
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$ 50,000 - $ 99,999.99 |
0.15% |
0.15% |
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| $ 0 - $ 24,999.99 |
0.40% |
0.40% |
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$ 100,000 - $ 249,999.99 |
0.25% |
0.25% |
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| $ 25,000 - $ 49,999.99 |
0.50% |
0.50% |
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$ 250,000 - $499,999.99 |
0.25% |
0.25% |
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| $ 50,000 - $ 99,999.99 |
0.70% |
0.70% |
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$ 500,000 or greater |
0.25% |
0.25% |
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| $ 100,000 - $ 999,999.99 |
0.80% |
0.80% |
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| $ 1,000,000 or greater |
0.90% |
0.90% |
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Health Savings Account** |
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No minimun opening balance requirement |
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| Investor's
Gold** |
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Rate (%) |
APY (%) |
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| Minimum
opening balance $2,500.00 |
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$ 0 - $ 499.99 |
0.10% |
0.10% |
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Rate (%) |
APY (%) |
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$ 500 - $ 2,499.99 |
0.25% |
0.25% |
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| $ 0 - $ 2,499.99 |
0.10% |
0.10% |
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$ 2,500 - $ 4,999.99 |
0.40% |
0.40% |
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| $ 2,500 - $ 19,999.99 |
0.15% |
0.15% |
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$ 5,000 - $ 14,999.99 |
0.75% |
0.75% |
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| $ 20,000 - $ 49,999.99 |
0.25% |
0.25% |
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$ 15,000 or greater |
0.75% |
0.75% |
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| $50,000 - $94,999.99 |
0.35% |
0.35% |
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| $95,000 or greater |
0.35% |
0.35% |
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* FDIC Insured |
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* Fees may reduce
Earnings |
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** Rates subject to change after account
opening |
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† Penalty for Early Withdrawal. |
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| Certificates
of Deposit † |
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Rate (%) |
APY (%) |
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Rate (%) |
APY (%) |
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| Minimum
opening balance $10,000.00 |
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Minimum opening balance $500.00 |
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| 7 Day |
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24 - 35 Months (2-3 YR) |
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| $10,000 - $ 19,999 |
0.05% |
0.05% |
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$ 0 - $ 49,999 |
0.55% |
0.55% |
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| $ 20,000 - $ 49,999 |
0.10% |
0.10% |
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$ 50,000 - $ 74,999 |
0.60% |
0.60% |
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| $ 50,000 - $ 94,999 |
0.10% |
0.10% |
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$ 75,000 - $ 94,999 |
0.65% |
0.65% |
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| $ 95,000 + |
0.15% |
0.15% |
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$ 95,000 + |
0.70% |
0.70% |
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| Minimum
opening balance $1,000.00 |
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Minimum opening balance $500.00 |
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| 30 - 90 Days |
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36 - 47 Months (3-4 YR) |
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| $ 0 - $ 49,999 |
0.15% |
0.15% |
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$ 0 - $ 49,999 |
0.75% |
0.75% |
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| $ 50,000 - $ 74,999 |
0.20% |
0.20% |
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$ 50,000 - $ 74,999 |
0.80% |
0.80% |
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| $ 75,000 - $ 94,999 |
0.25% |
0.25% |
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$ 75,000 - $ 94,999 |
0.85% |
0.85% |
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| $ 95,000 + |
0.30% |
0.30% |
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$ 95,000 + |
0.90% |
0.90% |
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| Minimum
opening balance $1,000.00 |
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Minimum opening balance $500.00 |
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| 91 - 181 Days
(3-5 MO) |
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48 - 59 Months (4-5 YR) |
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| $ 0 - $ 49,999 |
0.15% |
0.15% |
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$ 0 - $ 49,999 |
1.00% |
1.00% |
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| $ 50,000 - $ 74,999 |
0.20% |
0.20% |
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$ 50,000 - $ 74,999 |
1.05% |
1.05% |
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| $ 75,000 - $ 94,999 |
0.25% |
0.25% |
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$ 75,000 - $ 94,999 |
1.10% |
1.10% |
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| $ 95,000 + |
0.30% |
0.30% |
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$ 95,000 + |
1.15% |
1.15% |
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| Minimum
opening balance $1,000.00 |
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Minimum opening balance $500.00 |
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| 182 - 364 Days
(6-11 MO) |
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60 - 71 Months (5-6 YR) |
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| $ 0 - $ 49,999 |
0.20% |
0.20% |
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$ 0 - $ 49,999 |
1.25% |
1.26% |
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| $ 50,000 - $ 74,999 |
0.25% |
0.25% |
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$ 50,000 - $ 74,999 |
1.30% |
1.31% |
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| $ 75,000 - $ 94,999 |
0.30% |
0.30% |
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$ 75,000 - $ 94,999 |
1.35% |
1.36% |
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| $ 95,000 + |
0.35% |
0.35% |
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$ 95,000 + |
1.40% |
1.41% |
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| Minimum
opening balance $500.00 |
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Minimum opening balance $500.00 |
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| 12 - 23 Months
(1-2 YR) |
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72 - 83 Months (6-7 YR) |
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| $ 0 - $ 49,999 |
0.35% |
0.35% |
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$ 0 - $ 49,999 |
1.50% |
1.51% |
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| $ 50,000 - $ 74,999 |
0.40% |
0.40% |
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$ 50,000 - $ 74,999 |
1.55% |
1.56% |
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| $ 75,000 - $ 94,999 |
0.45% |
0.45% |
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$ 75,000 - $ 94,999 |
1.60% |
1.61% |
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| $ 95,000 + |
0.50% |
0.50% |
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$ 95,000 + |
1.65% |
1.66% |
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Minimum opening balance $1,000.00 |
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| Minimum
opening balance $25.00 |
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3 Yr Worry Free |
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| Clockwork |
0.50% |
0.50% |
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$ 0 - $ 49,999 |
0.50% |
0.50% |
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| Home Buyer |
0.50% |
0.50% |
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$ 50,000 - $ 74,999 |
0.55% |
0.55% |
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| Personal
Savings** |
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$ 75,000 - $ 94,999 |
0.60% |
0.60% |
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| Minimum
opening balance $100.00 |
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$ 95,000 + |
0.65% |
0.65% |
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Rate (%) |
APY (%) |
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Minimum opening balance $1,000.00 |
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| Statement** |
0.05% |
0.05% |
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5 Yr Worry Free |
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| Minimum
opening balance $10.00 |
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$ 0 - $ 49,999 |
1.00% |
1.00% |
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| Cool S.A.M.** |
0.05% |
0.05% |
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$ 50,000 - $ 74,999 |
1.05% |
1.05% |
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$ 75,000 - $ 94,999 |
1.10% |
1.10% |
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| 9 Month No
Penalty CD*** |
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$ 95,000 + |
1.15% |
1.15% |
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| Minimum
opening balance $10,000.00 |
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Rate (%) |
APY(%) |
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0.10% |
0.10% |
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* FDIC Insured |
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| ***Principal and interest can be withdrawn
without penalty on or after the 7th day. Withdrawals of principal within the
first 6 days will be assessed a penalty equal to 7 days interest whether
earned or not. Partial withdrawals of principal are not allowed. |
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* Fees may reduce
Earnings |
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** Rates subject to change after account
opening |
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† Penalty for Early Withdrawal. |
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^ Rates are not applicable for Public Funds |
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| Consumer
accounts only. |
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| IRA
Certificates of Deposit † |
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Rate (%) |
APY (%) |
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Rate (%) |
APY (%) |
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| $100 Minimum |
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$100 Minimum |
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| 12 - 23 Months
(1-2 YR) |
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60 - 71 Months (5-6 YR) |
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| $ 0 - $ 49,999 |
0.35% |
0.35% |
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$ 0 - $ 49,999 |
1.25% |
1.26% |
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| $ 50,000 - $ 74,999 |
0.40% |
0.40% |
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$ 50,000 - $ 74,999 |
1.30% |
1.31% |
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| $ 75,000 - $ 94,999 |
0.45% |
0.45% |
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$ 75,000 - $ 94,999 |
1.35% |
1.36% |
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| $ 95,000 + |
0.50% |
0.50% |
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$ 95,000 + |
1.40% |
1.41% |
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| $100 Minimum |
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$100 Minimum |
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| 24 - 35 Months
(2-3 YR) |
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72 - 83 Months (6-7 YR) |
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| $ 0 - $ 49,999 |
0.55% |
0.55% |
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$ 0 - $ 49,999 |
1.50% |
1.51% |
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| $ 50,000 - $ 74,999 |
0.60% |
0.60% |
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$ 50,000 - $ 74,999 |
1.55% |
1.56% |
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| $ 75,000 - $ 94,999 |
0.65% |
0.65% |
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$ 75,000 - $ 94,999 |
1.60% |
1.61% |
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| $ 95,000 + |
0.70% |
0.70% |
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$ 95,000 + |
1.65% |
1.66% |
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| $100 Minimum |
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$1,000 Minimum |
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| 36 - 47 Months
(3-4 YR) |
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3 Yr Worry Free |
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| $ 0 - $ 49,999 |
0.75% |
0.75% |
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$ 0 - $ 49,999 |
0.50% |
0.50% |
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| $ 50,000 - $ 74,999 |
0.80% |
0.80% |
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$ 50,000 - $ 74,999 |
0.55% |
0.55% |
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| $ 75,000 - $ 94,999 |
0.85% |
0.85% |
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$ 75,000 - $ 94,999 |
0.60% |
0.60% |
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| $ 95,000 + |
0.90% |
0.90% |
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$ 95,000 + |
0.65% |
0.65% |
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| $100 Minimum |
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$1,000 Minimum |
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| 48 - 59 Months
(4-5 YR) |
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5 Yr Worry Free |
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| $ 0 - $ 49,999 |
1.00% |
1.00% |
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$ 0 - $ 49,999 |
1.00% |
1.00% |
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| $ 50,000 - $ 74,999 |
1.05% |
1.05% |
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$ 50,000 - $ 74,999 |
1.05% |
1.05% |
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| $ 75,000 - $ 94,999 |
1.10% |
1.10% |
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$ 75,000 - $ 94,999 |
1.10% |
1.10% |
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| $ 95,000 + |
1.15% |
1.15% |
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$ 95,000 + |
1.15% |
1.15% |
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| $100 Minimum |
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IRA CD
Special Rates † |
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| IRA Savings |
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| $ 0 - $ 2,499 |
0.05% |
0.05% |
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Minimum opening balance $2,500.00 |
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| $ 2,500 - $ 19,999 |
0.05% |
0.05% |
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Rate (%) |
APY(%) |
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| $ 19,999 - $ 49,999 |
0.10% |
0.10% |
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20 MONTH SPECIAL |
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| $ 49,999 -$ 94,999 |
0.10% |
0.10% |
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$ 2,500 & Over |
0.70% |
0.70% |
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| $ 95,000 + |
0.15% |
0.15% |
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49 MONTH SPECIAL |
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$ 2,500 & Over |
1.65% |
1.66% |
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Regular
CD Special Rates † ^ |
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Minimum opening balance $2,500.00 |
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Rate (%) |
APY(%) |
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10 MONTH SPECIAL |
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$ 2,500 & Over |
0.45% |
0.45% |
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20 MONTH SPECIAL |
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$ 2,500 & Over |
0.70% |
0.70% |
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| * FDIC Insured |
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| * Fees may reduce Earnings |
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49 MONTH SPECIAL |
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| † Penalty for Early
Withdrawal. |
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$ 2,500 & Over |
1.65% |
1.66% |
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