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MutualBank is Lending
At MutualBank, our money is your money. Put it to work for you when you choose competitive rates on mortgage, home equity and auto loans. With Mutual, you can make your dreams come true and get the security you want from a bank that lives where you live every day. Mutual & Me. Better together. Subject to credit approval.

Check our rates please call 800-382-8031 or email us at consumerlending@bankwithmutual.com.

Auto Loans | Rates as low as 3.75% APR** |  Apply Now
Available for new or used auto, pickup truck or van purchases, MutualBank Auto Loans offer convenient financing at many area dealers or at any of our offices. "Simple Interest" can save you money. 

Boat/Recreational Vehicle Loans  |  Apply Now
For new or used boats, personal watercraft, motorcycles, motor homes, travel trailers, and fifth wheel or camping trailers, the MutualBank Recreational Vehicle Loan is available at dealers statewide or at any of our offices.

Personal Loans  |  Apply Now
You can get the money you need to purchase almost any consumer good, the vacation you deserve, education, or for any worthwhile purpose. See us today.

Home Improvement Loans  |  Apply Now
Take advantage of tax deductibility * when you add a room, build a garage or make any home improvement with a MutualBank Home Improvement Loan. Because there are no application fees and minimum closing costs, it's easy to tell your contractor you want MutualBank financing.

Home Equity Loans  |  Apply Now
As a homeowner, you can borrow your equity for any worthwhile purpose. These might include investments, starting a business, or combining your credit card debt and lowering your interest rate and monthly payments. There are minimum closing costs, and interest paid is tax deductible* in most cases.

Home Equity Line of Credit  |  Apply Now
This pre-arranged line of credit based on the equity in your home offers the ultimate convenience. Once arranged, there's no need to re-apply if you wish to borrow again. The loan is repaid in affordable minimum monthly payments, or as much as you wish to pay with a monthly bill. Other benefits include minimum closing costs, and the tax deductibility* of interest payments in most cases.

MutualBank provides mortgage and consumer loans for almost any purpose. MutualBank serves customers in its market area only, and reserves the right to deny any account application on that basis.  You have the right to file a written loan application and to receive a copy of the association's underwriting standards.  Rates are subject to change without notice.
*certain exceptions may apply, consult a tax advisor regarding the deductibility of interest. 

**APR requires specific credit approval and not all applicants will qualify. The 3.75% Annual Percentage Rate (APR) was available September 1, 2011. Actual APR will be determined when you apply and will be based on factors including credit history, vehicle age, amount financed and the term of your loan. The APR shown is for a loan of $20,000 for a 60 month term with a scheduled monthly payment of $366.66. Available APRs may change at any time. 

Mutual News
  • Declares Cash Dividend

    MUNCIE, INDIANA – MutualFirst Financial, Inc....

    Thursday, February 16, 2012

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Mutual Blog

Healthy Savings

Have you ever thought about how much your prescription or doctor visits cost your employer?  Many people who have a traditional insurance plan know they pay a $20 or $30 co-pay then they go about their day.  But have you ever looked at the amount your company pays?

Insurance costs have skyrocketed over the past decade and companies have tried to find a way to still offer benefits to their employees.  The solution has been to offer a high deductible insurance plan.  These types of programs are often accompanied by something called a Health Savings Account (HSA).  Simply put, a HSA is a checking account where money can be deposited and used for medical expenses. (You might have heard of a Flexible Spending Account, FSA, which is similar to a HSA, but different. FSAs require you to use your money set aside before the year ends. HSAs allow you to roll money over year after year. There are other differences as well. Learn more about HSAs through the Treasury’s website.)

So, are HSAs a good idea?  Yes!   HSAs make us better consumers of our health care.  We look closer at a bill or prescription if we know it will come out of our pocket.   We take the time to make sure if a generic medicine is just as good as a name brand, or if we truly need to go to the doctor for our sniffles.

The beauty of a health savings account is that the money grows tax free as long as we use it for qualified medical expenses.  So not only are we being more proactive with and aware of our healthcare, we are being smart about our money as well!

Together, a health savings account and a smart consumer make for very healthy living!

If you have questions about your HSA or want to learn more, chat with us! Your local MutualBanker is here to help you live a better life!

Tuesday, February 21, 2012

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