We believe that a great bank starts with a great you.

What makes MutualBank a great bank? You! And we're committed to investing in you - our neighbors and friends who make our community what it is today. That's why we're offering you Guaranteed Checking. A free checking account designed to provide you with the ultimate value.

Guaranteed Checking includes all of the following:

• Free checks
• Free email statements
• Free online banking and bill payment
• Waived ATM fees*
• No service fees

Or stop by one of our financial centers to open your account today!

Plus, when you open a guaranteed checking account and sign up for UChoose Rewards, you'll receive 5,000 UChoose bonus points.

Min opening deposit $100. No monthly or per-item fees. $100.00 minimum deposit to open.  Guaranteed Checking's free ATM transactions limited to five per statement cycle. MutualBank-generated ATM fees are waived. MutualBank customer is responsible for fees charged by ATM owner. Maximum bonus per account 5,000 UChoose bonus points. As a bonus for opening a new checking account, 5,000 bonus points will be credited to your UChoose rewards after you have activated and registered your debit card with UChoose Rewards and notified MutualBank of doing so. Customer must email name, address and phone number to marketing@bankwithmutual.com or mail to MutualBank, Marketing, PO Box 551, Muncie, IN 47308 to request bonus points. Bonus points will be awarded within 14 days after receipt of notification and verification that all conditions have been met. Bonus points subject to IRS reporting as applicable. Offer available on new checking accounts only. One offer per household. Subject to change without notice. MutualBank employees and immediate family members not eligible. Member FDIC.