Business Lending

Our clients and prospects experience short-term and long-term financing needs. MutualBank consistently meets their requirements by providing working capital financing, fixed asset acquisition funding and seasonal borrowing needs. Our vast array of financing alternatives makes us the flexible, competitive and obvious choice for all your banking needs.

Lines of Credit
Lines of credit provide working capital to properly manage your cash.

Equipment Financing
MutualBank's experienced lending team will help you structure a flexible loan program that will work with your cash flow to finance equipment, machinery or other capital needs.

Commercial Real Estate Loans
MutualBank is here to help you find the right structure and term to your real estate-related business loan. Whether it is flexibility in interest rate options or terms that provide your business with the necessary capital to expand your current building, we want to help your business succeed.

Lease Options
Leasing allows business owners to keep pace with the ever-changing technology without straining their everyday cash flow. Lease payments may be fully tax deductible. (Consult your tax advisor.) MutualBank will handle all of the financial details associated with a customized program.

Construction and Development Loans
Are you ready to construct a new building or develop a housing subdivision? Our 100 plus years of experience in development projects will help your company structure the options necessary for your success.

Small Business Association (SBA) Financing
MutualBank specializes in SBA loans. We can council you in the best SBA loan for your business whether it's a SBA 504, 7(a) loan or other loan programs. We are an approved SBA Express lender, which allows us to secure a loan approval in a timely manner. Our business lenders will help your business find the right program to fit your company's needs and goals.