Business Accounts

Features	Business Free Checking	Business Checking	Business Checking with Interest	Community Checking	Business Money Market
Minimum to Open	$100	$100	$100	$100	$2,500
Minimum Ledger Balance	$0	$7.00*	$1,000**	$5,000***	$2,500**
Included Transactions	150		25	500	30
Interest paid	N/A	N/A	Monthly 3 Interest Tiers	Monthly 6 Interest Tiers	Monthly 3 Interest Tiers
Telephone Transfer Fee Excludes Free MutualLine	$5.00	$5.00	$5.00	$5.00	$5.00 after first 3
Overdraft Protection	$5.00†	$5.00†	$5.00†	$5.00†	$5.00†
Sweep Option Available	Yes	Yes	Yes	Yes	No
Return Item Fee	$7.00	$7.00	$7.00	$7.00	$7.00
Additional Fees	$0.36 for additional check or ACH (Automatic Transfer) cleared after 150 monthly allotted amount.	$0.15 for each check deposited. $0.10 for additional check cleared.	$0.15 for additional check deposited. $0.15 for additional check cleared.	$0.18 for additional check for ACH (Automatic Transfer) cleared after 500 monthly allotted amount.	$0.25 for additional check deposited. $.00 for additional check cleared.

* $7.00 maintenance fee if not offset by earnings credit
** to offset $8.00 maintenance fee
*** to offset $12.00 maintenance fee
† per transaction

Business Internet Banking is an inexpensive way to initiate ACH (Automated Clearing House) origination for payroll and federal government tax payments. Our team of professionals will assist you in putting together a system that meets your banking needs, allowing you to focus on your business.

Features Include:

Automated Clearing House

Direct Payments: Disbursement of funds to a consumer's account such as payroll, expense reimbursement or commission
Direct Debits: Collection of funds from a consumer's account such as membership fees, monthly bills and regular donations
Corporate Transaction: Disperse and collect funds from company to company
Government Transaction: Tax payments and child support payments to state and federal governments
Reversals: Ability to reverse an ACH transaction if information or dollar amount is incorrect.
One-time Transaction: Ability to create a one-time transaction.
Check Images
Information Reporting
- Transaction Activity
- Daily Balances
- Historical Reporting
- Ability to print, export to download PDF files on any report within the system
- Export features include the ability to export files in ASCII, Quickbooks, Quicken, or BAI format to compatible software for use in account reconciliation, forecasting, projections and more
Internal Transfers
- Allows money to be moved between MB accounts
- Once a transaction is processed, the new balance appears instantly
Wire Transfers

Allow users to create requests for a FedWire
System has an ABA database to keep users' templates/transactions current