Business Services

Business Deposit Solutions	Business Loan Solutions
Merchant Services	Commercial Real Estate Loans
Cash Management - AIM Sweep	Lines of Credit Receivable Financing Inventory Financing Purchase Equipment Cash Flow Enhancement
Business Internet Banking	Equipment Financing Structured Term Loans Lease Options* (*leases provided through third party)
Business Bill Pay	Equipment Guidance Lines
Business Debit Card	Construction and Development Loans
Business Free Checking	SBA Financing
Business Checking
Business Checking with Interest
Community Checking
Business Money Market
Remote Deposit Capture

Business Deposit Solutions

Merchant Services: Do you have customers wanting to pay you via credit card? Want to offer gift cards? Merchant Services allows you to process credit cards and issue gift cards on behalf of your business.

Cash Management: Want peace of mind during peak sales seasons? MutualBank and the NOVA Network® deliver the most powerful platform in the industry.

Business Internet Banking: Are you ready to save time, improve your cash flow, and streamline your cash management procedures – all in a fully secure environment? Take advantage of this powerful business banking tool at your fingertips.

For more information about Business Internet Banking, visit our Online Education Center.

Business Bill Pay: Wish you could quickly and conveniently pay anyone online that you pay today by check? For a limited time, get a FREE 2-month trial of Business Bill Pay.

For more information about Business Bill Pay, visit our Online Education Center.

Business Debit Card: Need to purchase supplies while you're on the road? The Business Debit card is more than a checkbook and better than an ATM card. It is fast, easy, and accepted anywhere.

Business Free Checking: Are you tired of paying fees on your business checking account? We have a solution for you. Business checking the way you like it … Free!

Business Checking: Does your business have a large volume of checking activity? Try our Business Checking account! It provides a competitive earnings credit to help offset transaction fees. No minimum balance is required.

Business Checking with Interest: Are you a sole proprietor wanting to earn interest on your business checking? The Business Checking with Interest account helps you make the most of your money.

Community Checking: Are you a non-profit organization, government agency or church? Our Community Checking account is designed just for you! Community Checking gives you access to your money anytime with minimal fees and a competitive interest rate.

Business Money Market: Does your business checking account have a high balance? Do you want to earn interest? Our Business Money Market account works as a savings account for your business. You can access your money at anytime while earning a competitive interest rate.

Remote Business Capture: Want to find the quickest way to turn check deposits into cash? Deposit business checks anytime, anywhere with Remote Deposit Capture.

For more information about Remote Deposit Capture, visit our Online Education Center.

Business Loan Solutions

Flexibility is the key – we write the loan to best suit your business need.

Commercial Real Estate Loans: Are you tired of paying rent? Want to own your business' real estate? Frustrated with the current level of service or options your bank offers on your real estate loan? MutualBank is here to help you find the right structure and term to your real estate related business loan. Whether it is flexibility in interest rate options or terms that provide your business with the necessary capital to expand your current building, we want to help your business succeed.

Lines of Credit: Are your customers not paying you as quickly as you would like? Can you get a discount for buying a larger quantity of inventory? Lines of Credit provide working capital during peak seasons, fund needs generated by sales growth and provide cash in order to take advantage of discounts and other short-term needs. Call us today to see how we might help you live a better life.

Equipment Financing: You want to purchase a piece of equipment, machinery, or vehicle, but what is the best way to do that? You anticipate that a new machine will help your company grow, but how do you put together the necessary funds? MutualBank's experienced lending team will help you structure a flexible loan that will work with your cash flow to finance these needs.

Lease Options: MutualBank will handle all of the financial details associated with this leasing program. Leasing allows business owners to keep pace with the ever-changing technology without straining their everyday cash flow. In many instances, lease payments may be fully tax deductible (consult your tax advisor).

Construction and Development Loans: Where do you turn to finance the development and construction of a new business building? A company that has been involved in the financing of real estate projects for over 100 years would be a good start and MutualBank is that place. Our experience in development projects will help your company structure the options necessary for your success.

SBA Financing: What are the differences between and SBA 504 loan and a 7(a) loan? Are you aware there are other SBA loan programs available to suit your business? Our commercial lenders will help your business find the right program to fit your company's goals and work with you through the process to simplify things. Loans that are simple to understand and beneficial to your company are a click away.

Agricultural Loans: Does your bank understand your farm's needs? As agri-business changes so do the options for financing the growth of the family farm. Whether it is seasonal operating lines, financing of equipment, or livestock, we can help you.