Home Loans


Shopping for a home loan has never been easier!
Visit our Mortgage Web Center, fill out a home loan application, and get approved online!!

Fixed-Rate Loans
Fixed-Rate Loans feature a competitive rate and payments that are fixed for the entire term of the loan. Fixed rate loans also offer:
- Conventional financing
- Insured financing
- No pre-payment penalty.
Adjustable Rate Loans
Adjustable Rate Loans feature rates and payments that adjust according to market conditions. Additional features include:
- Adjustment terms of 6 months, 1, 3, 5 or 7 years
- Interest rate "caps" to protect you from large erratic changes in the rate
- Lower initial interest rates than fixed-rate loans
- Conventional financing
- Insured financing
- No pre-payment penalty
- Convertible plan available with option to change to a fixed rate at a later date
Construction Loans
Construction Loans are designed to finance the construction of a new home. Features include:
- Interest payments only on the funds used during the first 9 months
- Automatic conversion to permanent mortgage without a second loan closing
- Available on all home loan programs
Home Equity/Line of Credit
As a homeowner, you can borrow against your equity for any worthwhile purpose. Our Home Equity Loans are available as a fixed payment installment loan or as a line of credit. Consult a tax advisor regarding the deductibility of interest.
Flexible Options
We also have a number of loan and down payment options, such as ...
- Conventional home loans
- Insured loans with low down payment
- Repayment terms from 5-30 years
Insurance Information
Find your latest insurance information posted on http://www.myinsuranceinfo.com.