Home Loans

Shopping for a home loan has never been easier!
Visit our Mortgage Web Center, fill out a home loan application, and get approved online!!

Fixed-Rate Loans
Fixed-Rate Loans feature a competitive rate and payments that are fixed for the entire term of the loan. Fixed rate loans also offer:

• Conventional financing
• Insured financing
• No pre-payment penalty.

Adjustable Rate Loans
Adjustable Rate Loans feature rates and payments that adjust according to market conditions. Additional features include:

• Adjustment terms of 6 months, 1, 3, 5 or 7 years
• Interest rate "caps" to protect you from large erratic changes in the rate
• Lower initial interest rates than fixed-rate loans
• Conventional financing
• Insured financing
• No pre-payment penalty
• Convertible plan available with option to change to a fixed rate at a later date

Construction Loans
Construction Loans are designed to finance the construction of a new home. Features include:

• Interest payments only on the funds used during the first 9 months
• Automatic conversion to permanent mortgage without a second loan closing
• Available on all home loan programs

Home Equity/Line of Credit
As a homeowner, you can borrow against your equity for any worthwhile purpose. Our Home Equity Loans are available as a fixed payment installment loan or as a line of credit. Consult a tax advisor regarding the deductibility of interest.

Flexible Options
We also have a number of loan and down payment options, such as ...

• Conventional home loans
• Insured loans with low down payment
• Repayment terms from 5-30 years

Insurance Information
Find your latest insurance information posted on http://www.myinsuranceinfo.com.