UChoose MutualBank Rewards

Most rewards programs have limited options on where to shop and it takes forever for your points to accumulate. UChoose Rewards changes all of that. There's never been a better time to start using MutualBank Rewards for your everyday needs. Simply use your personal debit card(s) at gas stations, supermarkets, drugstores, malls, or anywhere else. Remember, you earn points for all your purchases. The more you shop, the more you earn and the more you earn, the more you are rewarded.


How Does It Work?
Earn 1 point for every:
- $2 when you complete a signature-based transaction, or
- $5 when you make a pin-based transaction.
Earn points by shopping in-stores or online. Be sure to choose the signature-based transaction option (for greater points) when checking-out! Once you have accumulated at least 1000 points, you can begin redeeming them for millions of items.
Redeem Points!
Redeem your points for:
- Merchandise
- Events
- Travel
- And more!
Frequently Asked Questions
Where can I earn points?
You earn points everywhere your personal debit card is accepted.
When can I redeem points?
It can take up to 40 days for your points to be credited to your account. You must accumulate 1000 points before you can redeem your points. We keep track of all points earned and will help you find just what you're looking for when you're ready to redeem. We even have a Wish List Tracker that will let you know when you've earned enough to redeem a specific item.
Can I share points with other accounts?
All cards within an account automatically earn points together. In addition, if you have multiple personal debit accounts with MutualBank you can link them together to earn rewards faster. Just go to the UChoose Rewards Profile page and click on the Learn how link for easy instructions.
Where can I view my point activity?
You can access the history of your point activity through uchooserewards.com.
How much does it cost to participate?
There's no cost. Membership in UChoose Rewards is absolutely free for MutualBank cardholders, so start using your card and earning points today!