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  • Bankers in Jeans!

    Published Friday, April 26, 2013

    Each month, we celebrate and generate awareness for local nonprofits in our community. Our employees pay a minimum of $5 to wear jeans on the last Friday of the month. All money raised goes to local nonprofits in the community. Our company allows this because it gives our employees another way to invest in our community. Even though our company spans more»
  • Announcing First Quarter 2013 Results

    Published Wednesday, April 24, 2013

    Muncie, Indiana - MutualFirst Financial, Inc. (NASDAQ: MFSF), the Holding Company of MutualBank (the “Bank”), announced today net income available to common shareholders for the first quarter ended March 31, 2013 of $1.6 million, or $.23 for basic and $.22 for diluted earnings per common share. This compared to net income available to common more»
  • Bill Schuhmacher Hired as Business Banker

    Published Monday, April 22, 2013

    MUNCIE, INDIANA – MutualBank announces the hiring of and welcomes Bill Schuhmacher as Business Banking Officer for the Central Region. In his role, Schuhmacher will work with the Business Banking customers of Blackford, Delaware, Grant, Henry, Madison, Randolph and Wabash Counties, ensuring they receive high quality service. Bill brings with him over more»
  • Drive Up Only at Two Muncie Financial Centers

    Published Thursday, April 18, 2013

    We are sorry for the inconveniences this may cause you, but two of our Financial Centers are currently operating only through the drive up. These two locations are both located in Muncie and are the West Jackson and Bethel Financial Centers. During this time, some banking activities might be limited. You can visit a nearby Muncie Financial Center if you more»
  • Jenny Yarbrough Receives President's Award from AAF-ECI

    Published Wednesday, April 17, 2013

    MUNCIE, INDIANA – MutualBank congratulates employee and Vice President of Marketing, Jenny Yarbrough on being named the 2013 recipient of the President’s Award from the American Advertising Federation of East Central Indiana (AAF-ECI). According to AAF-ECI, the President’s Award is given annually to recognize a member who has: provided more»
  • Albany Financial Center Closing Early

    Published Tuesday, April 9, 2013

    We are sorry for the inconvenience as our Albany Financial Center will be closing early today. The Albany Financial Center drive up drawer is broken, therefore, the drive up is closed. The lobby will remain open until 4:30pm. After 4:30pm, the Albany Financial Center will be closed. If you need to transact business after 4:30pm, the next closest more»
  • Announcing Partial Redemption of SBLF Preferred Shares

    Published Monday, April 8, 2013

    MUNCIE, Indiana - April 8, 2013 - MutualFirst Financial Inc., the holding company of MutualBank, announced today that the Company has redeemed 7,231 shares, or 25%, of the preferred stock that the Company issued to the Secretary of the Treasury (“Secretary”) under the Small Business Lending Fund program (“SBLF”). The shares were more»
  • Greg Binkerd Hired as Financial Center Manager for MutualBank in Warsaw

    Published Wednesday, March 27, 2013

    WARSAW, INDIANA – MutualBank announces the hiring of and welcomes Greg Binkerd as Financial Center Manager for the 15 North office. In his role, Binkerd will be responsible for the 15 North Financial Center as well as growing relationships with customers in the Warsaw area. Binkerd brings with him over twenty-four years of outside sales experience. more»
Items 57-64 of 106

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  • Josh Kent appointed as LPL Financial Advisor at MutualBank

    MISHAWAKA, INDIANA – MutualBank and LPL Financial...

    Monday, February 1, 2016

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Mutual Blog

What's Your Dream?

Got a dream? We’re here to listen!

David Muir came to MutualBank with a dream of a better life. He started 2008 as an unemployed “victim” of the Great Recession but ended the year with a plan for a business of his own. Muir and his wife, Michelle, decided to open a winery. The Mutual team was there to help.

Muir was referred to MutualBank by Alan Steele of the Small Business Development Corporation. Steele served as a mentor while Muir carefully assembled the components of his start-up plan. At the same time, Steele had been meeting with Client Relationship Manager, Vince Turner, to explore potential financing for innovative start-up businesses. The Muirs seemed to be a match.

Not long after, Vince introduced the Muirs to Kathy Sears of the Business Banking department. Kathy recognized the Muirs as strong candidates for an SBA loan. Soon the process was under way. It was not long before the Muirs were breaking ground.

As opening day approached, the partnership between the Muirs and Mutual continued to grow. Business checking accounts, merchant services, business debit cards - Mutual was there every step of the way.

Earlier this year, when the Dunlap financial center, in Goshen, Indiana, hosted a customer appreciation event, Fruit Hills Winery was there to serve! The Muir’s shelves are now stocked with original labels and customers are arriving from three states away to sample their wares.

Two years ago, Mutual told the Muirs to go ahead.
Today, they are living a better life.

Come share your dream with us. We want to hear it.

 

Visit Fruit Hills Winery’s website to learn more! Or check out Fruit Hills Winery on Facebook!

Monday, March 26, 2012

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Credit and Debit Card Fraud Prevention: It's More Than Knowing Where Your Card Is.

Years ago people had A credit card... one, uno.  Rarely did people carry around two, four, six, ten, twenty plus cards in their wallet or purse.  Today, people do carry that many cards and don’t even realize it.  Take a look at all those card slots in your wallet. They’re full aren’t they?  Debit cards, credit cards, discount cards, membership cards, rewards cards, gift cards, and access cards.  I’m sure there are others, but that’s just a quick look through my Card Cubby.  Yes, I said ‘Card Cubby’. 

I have an official organizer for all of my cards and oh yes, they are alphabetized.  It’s a great invention and I receive complements all the time on what a great idea it is.  It’s an easy way to track all of my cards and a quick way to find out if I have a gift card to a store or find my discount card in line at the supermarket.  (Everyone behind me in line probably doesn't want to wait for me to dig through my Mary Poppins purse to find that little 1x2 inch card so I can save a few dollars.) 

Reviewing the transaction activity on your cards is just as important as knowing where your cards are.  Did you know that fraudsters can steal your card number and use it without actually having the card?  Logging into your online banking and credit card websites regularly, or at a minimum, reviewing your monthly statements can save you hundreds, if not thousands, of dollars in fraudulent charges. 

If you carry a zero balance on your credit cards, it’s still important to see if there has been any activity.  If you don’t have a balance that means there is more spending money available for the fraudsters.  (If you don’t recognize a merchant name, do a search online because it might be a parent company.)  It is important to contact the merchants where the fraudulent transactions are coming from and explain that they are fraudulent transactions.  Also, It is extremely important to contact your bank or credit card company to close your card.  Without closing your card and getting a replacement with a new number, fraudulent charges can continue to hit your account.

I login to my online banking and credit card websites weekly.  Last month I had $4,000 in fraudulent charges in Texas on a credit card I rarely use and was in my possession.  WOW!  I contacted the merchants and called my credit card company right away.  Because I didn’t wait to notify them, I’m not liable for the charges.  If I would have waited days, weeks, or months, I could have been liable for some or all of the $4,000.  When you notice fraud, don’t wait to take action.  The longer you wait, the more time fraudsters have to take your money. (And the greater chance you’ll have to pay for it.)

Having and using these cards make our lives on-the-go easier and more convenient.  We don’t have to worry about carrying cash; just swipe, earn rewards points, and go.  I couldn’t live without my debit card and don’t intend to stop using it any time in the future, especially with all the rewards points I earn.  And yes, I cash those points in for more gift cards to keep in my Card Cubby. 

 

We're serious about doing all we can to protect you from debit card fraud. MutualBank customers can call 800-382-8031 to report any instances of fraud or suspicious calls.

Wednesday, March 14, 2012

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Is It Time to Call in the Professionals?

I don’t know about you, but for me, cars have become way too complicated. When I headed off to Indiana State University for my freshman year it was in a five-year old, used Ford Maverick. I really liked that car. It was bright green with a vinyl, black and white checkered bench seat in the front (which made it easier for snuggling with my girlfriend and eventual wife).

It had a 3-speed on-the-steering-column manual-shift transmission. Every once in a while the shifter would get stuck making it impossible to move out of second gear. The solution was simple: hold down the clutch, coast to the side of the road, turn off the engine, get out, open the hood, reach in and jerk on one of the bars connecting the shifter to the transmission. This got the stick unstuck and allowed me drive on shifting through all three gears.

That was something I figured out on my own with just an 8th grade shop class knowledge of cars. There was plenty of room under that hood. I could set a tool box in there and actually change spark plugs myself.

Now I don’t know if the Ford I’m driving today even has spark plugs. If it does, I’d never be able to locate them in the tightly packed jumble of components under the hood let alone get my hands in far enough to put a tool on them. The transmission in my current car is both manual and automatic! How in the world does that work? If something got stuck, I’d have to call the auto club. 

I suppose I could learn how to work on my car but I think my life is better spending that time with my family, working in the community, and doing my job.

There are times in our lives when it’s better for us to turn to professionals. Just like me hiring a mechanic when I have car trouble, if you need legal work done, you see a lawyer; if you’re really sick, you call a doctor; and if your tax return is complicated, you hire an accountant. If you’re at a point in your life where it takes too much time, energy and special knowledge to manage your investments yourself, you should call MutualWealth Management Group.

For most of us that time comes when we have to take full control of a retirement plan from an employer and that time may come well before you retire. When you change jobs you may have a retirement account at your old employer that probably should be rolled over to an Individual Retirement Account. Some people have retirement accounts scattered among several former employers.

There are plenty of other situations when you should call us for professional investment help such as when you sell a business or property, inherit money, change marital status, receive a large legal or insurance settlement, or (don’t laugh because it happens) win big in the lottery or at the casino.

MutualWealth manages investments for people in personal accounts, retirement accounts, and trust accounts. Our fee is based on the value of your account; we are never paid commissions for “selling” investments. The only thing we sell is ongoing service based on your individual needs. So if you’re at the side of the road in your financial life and you don’t know which bar under the hood to jerk, call MutualWealth Management Group.


David Riggs is Vice President and Trust Investment Officer with MutualWealth Management Group.

Tuesday, March 6, 2012

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Online Shopping - Safeguarding Your Account.

When you shop online do you know where you’re shopping?  According to the National Consumers League, online shopping is #3 for overall scams and #1 for Internet scams.  That would imply that online shopping is a very risky activity.  However, there are ways you can still shop online in a safe manner.

Following these guidelines can make your online shopping more secure:

  • Use a low limit credit card for online shopping.  Your liability is $50 on fraudulent charges using your credit card.
  • Know with whom you’re shopping.  Be leery of unknown or obscure shopping websites.
  • Stick with well-known shopping sites from reputable retailers.
  • If it’s too good to be true…it probably is.
  • Look for the padlock.  Secure online shopping sites should use the SSL (Secure Sockets Layer) technology for securing online transactions.  You should see a padlock icon at the bottom or top of the browser status bars that you are using.
  • Use anti-virus / anti-malware software on your PC.  This can prevent a virus infection if you happen to end up on a bogus shopping site.
  • Make sure you use online banking to check your shopping activity and don’t wait for your statement to verify online shopping activity.
    (Side note: Have you signed up for MutualBank’s online bankingSign Up today!)

Remember that you are the best defense against online shopping fraud!  If you suspect that you have been scammed please call the MutualBank customer support at 800-382-8031.

Also please report any online fraud to Internet Crime Complaint Center


Thursday, March 1, 2012

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Android Users...We Have an App for You!

Beginning today, February 27, 2012, Android mobile phone users will be able to download an application designed specifically for Google Android devices.

For users already enrolled in MutualMobile, follow these easy steps to getting your app!

  1. Log in to your online banking and access Mobile Banking, via ‘Options’ and 'Manage Device(s)'. 
  2. Select the “I want to change my Mobile Banking services” option to add the downloadable application. (You may also notice that we have modified the “Select Services” page to better assist you with your mobile banking options.) 
  3. After you have changed your services, we will send you a text message with a link that takes you directly to our Android application, TouchBanking, in the Android Market.

If you have not yet enrolled in MutualMobile, it only takes a few minutes! (And it's FREE!)

Log in to online banking and choose ‘Options’ to register today. Need help? Contact us at 800-382-8031 or CustomerSupport@bankwithmutual.com.

Learn more about MutualMobile.  

Monday, February 27, 2012

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Healthy Savings

Have you ever thought about how much your prescription or doctor visits cost your employer?  Many people who have a traditional insurance plan know they pay a $20 or $30 co-pay then they go about their day.  But have you ever looked at the amount your company pays?

Insurance costs have skyrocketed over the past decade and companies have tried to find a way to still offer benefits to their employees.  The solution has been to offer a high deductible insurance plan.  These types of programs are often accompanied by something called a Health Savings Account (HSA).  Simply put, a HSA is a checking account where money can be deposited and used for medical expenses. (You might have heard of a Flexible Spending Account, FSA, which is similar to a HSA, but different. FSAs require you to use your money set aside before the year ends. HSAs allow you to roll money over year after year. There are other differences as well. Learn more about HSAs through the Treasury’s website.)

So, are HSAs a good idea?  Yes!   HSAs make us better consumers of our health care.  We look closer at a bill or prescription if we know it will come out of our pocket.   We take the time to make sure if a generic medicine is just as good as a name brand, or if we truly need to go to the doctor for our sniffles.

The beauty of a health savings account is that the money grows tax free as long as we use it for qualified medical expenses.  So not only are we being more proactive with and aware of our healthcare, we are being smart about our money as well!

Together, a health savings account and a smart consumer make for very healthy living!

If you have questions about your HSA or want to learn more, chat with us! Your local MutualBanker is here to help you live a better life!

Tuesday, February 21, 2012

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Simplify...Using my Bank to Make my Life Easier

My age is on my mind.  I’m 50, my favorite (& only) hubby just turned 50.  I need to simplify my life.  I need ‘easy,’ so I can spend more time doing the things I need and I want to do, like:

  • Hanging out with my family (need & want)
  • Getting myself back in shape (need)
  • Enjoying time with friends (need & want)
  • Stressing less (need & want)
  • Preparing for retirement (want sooner, rather than later, if possible).

When it comes to my finances, the benefits of having multiple relationships with my bank are many – everything is in one place; I don’t have to work to remember which loan is where; which financial institution my checking, savings, CDs are – and ditto for my family.  After all, my 50-year old brain is getting full, and I do have ‘senior moments’ on occasion.

I admit I have had multiple relationships with other financial institutions.  Why?  Mostly, my laziness in moving accounts when I built my current banking relationship and just letting them “be” when I knew it was just making my life more complicated.  I got numerous paper bank statements – mine, my husband’s, my daughter’s.  Translation – more paper for me to file, keep track of, give to my accountant, shred, or heaven forbid, lose….

Having one bank is oh, so much easier.  I’m a convert to electronic banking and all that entails – bill pay, e-statements, automatic deposits.  And if you’re worried about security, yes (my age-level friends) – it is safe.  With FDIC insurance on deposits and multiple electronic safeguards in place to keep my information safe, I’m comfortable – albeit it was not initially easy to convince me.  I have had, knock on wood, no instances of fraud or theft since moving to electronic. 

Now, I have password protected access to my internet banking, from anywhere, including my cell phone – where I can see on one page – my checking account balance & transactions; my savings account; CD; mortgage, and personal loan.  I know, at any point in time, my total balances in each of those.  I get most bills electronically (remember – less mail to sort through = more time for ME), and can set up a payment for future dates.  My life is incrementally simpler, in many ways thanks to my bank. 

Come on, fellow 50-year olds – I know we are on the cusp of liking the old ways – paper checks, snail mail, filing, and more filing.  But, wouldn’t you like more time for yourself?

Wednesday, February 15, 2012

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I Love Free Stuff - Using Your Debit Card Rewards to Your Advantage

My husband and I just returned from an awesome vacation.  It was sunny and warm and a great break this time of year.  Do you know what was even better? The free stuff!  We are points people.  We saved up enough points so that we both had free airfare and five nights hotel stay in a super nice resort.  How awesome is that?

We have friends who use their points for upgrades when they travel.  Another friend used their points to go parasailing while on vacation.  I have a very practical friend who uses her points for gift cards to buy the everyday stuff her family needs. The greatest thing about points is that we can use them for whatever we want.  That is what we love about UChoose Loyalty RewardsUChoose Loyalty Rewards is more than a debit card rewards program.  It rewards us for our loyalty to MutualBank, for our deposit, loan and investment balances.  It also gives us points when we open up new services AND we earn points when we use our debit card.  Woo Hoo!  That is so awesome!

UChoose Loyalty Rewards just became even more awesome and I wanted to tell you some of the new things that make the program even better:

  1. UChoose Rewards now has featured merchants who will give you special offers and bonus points for shopping with them.  Check out the special offers when you log in at UChooseRewards.com
  2. Now you don’t have to worry if you don’t have quite enough points for the item you’ve been saving for.  You can go ahead and get it now, and buy the rest of the points needed with your debit card.
  3. If you are impatient like me, you don’t even have to wait for your gift card to arrive in the mail, you can get it electronically in minutes delivered to your email.
  4. Oh, and speaking of impatient, if you don’t want to wait for your item to arrive by mail, some of the products have in store pick up, once you’ve paid for it with your points.

UChoose Loyalty Rewards just keeps getting better and better.  So I have to ask the question, are you signed up for UChoose Loyalty Rewards?  If not, let me remind you it’s free. If you’re already signed up, awesome.  Tell me what you love about UChoose Loyalty Rewards or how you use your points at marketing@bankwithmutual.com .   I love to hear your stories. 

If you’re not signed up, do it now, don’t wait!  Once you register your debit card at UChooseRewards.com you’ll start earning points right away.  Maybe you’re thinking that you don’t need it because you use your credit card to accumulate points, that’s great!  A lot of people do the same thing.  But don’t you want to earn points on the items that you do purchase with your debit card? I know I do.  Besides, if you don’t sign up, you miss out on the rewards you can get for your account balances and the bonus points for new services and shopping at select retailers.  Don’t throw away the points you could be receiving.  Start earning today!

Learn more about UChoose Loyalty Rewards.

Wednesday, February 8, 2012

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News

Subscribe to our News

News

  • Bankers in Jeans!

    Published Friday, April 26, 2013

    Each month, we celebrate and generate awareness for local nonprofits in our community. Our employees pay a minimum of $5 to wear jeans on the last Friday of the month. All money raised goes to local nonprofits in the community. Our company allows this because it gives our employees another way to invest in our community. Even though our company spans more»
  • Announcing First Quarter 2013 Results

    Published Wednesday, April 24, 2013

    Muncie, Indiana - MutualFirst Financial, Inc. (NASDAQ: MFSF), the Holding Company of MutualBank (the “Bank”), announced today net income available to common shareholders for the first quarter ended March 31, 2013 of $1.6 million, or $.23 for basic and $.22 for diluted earnings per common share. This compared to net income available to common more»
  • Bill Schuhmacher Hired as Business Banker

    Published Monday, April 22, 2013

    MUNCIE, INDIANA – MutualBank announces the hiring of and welcomes Bill Schuhmacher as Business Banking Officer for the Central Region. In his role, Schuhmacher will work with the Business Banking customers of Blackford, Delaware, Grant, Henry, Madison, Randolph and Wabash Counties, ensuring they receive high quality service. Bill brings with him over more»
  • Drive Up Only at Two Muncie Financial Centers

    Published Thursday, April 18, 2013

    We are sorry for the inconveniences this may cause you, but two of our Financial Centers are currently operating only through the drive up. These two locations are both located in Muncie and are the West Jackson and Bethel Financial Centers. During this time, some banking activities might be limited. You can visit a nearby Muncie Financial Center if you more»
  • Jenny Yarbrough Receives President's Award from AAF-ECI

    Published Wednesday, April 17, 2013

    MUNCIE, INDIANA – MutualBank congratulates employee and Vice President of Marketing, Jenny Yarbrough on being named the 2013 recipient of the President’s Award from the American Advertising Federation of East Central Indiana (AAF-ECI). According to AAF-ECI, the President’s Award is given annually to recognize a member who has: provided more»
  • Albany Financial Center Closing Early

    Published Tuesday, April 9, 2013

    We are sorry for the inconvenience as our Albany Financial Center will be closing early today. The Albany Financial Center drive up drawer is broken, therefore, the drive up is closed. The lobby will remain open until 4:30pm. After 4:30pm, the Albany Financial Center will be closed. If you need to transact business after 4:30pm, the next closest more»
  • Announcing Partial Redemption of SBLF Preferred Shares

    Published Monday, April 8, 2013

    MUNCIE, Indiana - April 8, 2013 - MutualFirst Financial Inc., the holding company of MutualBank, announced today that the Company has redeemed 7,231 shares, or 25%, of the preferred stock that the Company issued to the Secretary of the Treasury (“Secretary”) under the Small Business Lending Fund program (“SBLF”). The shares were more»
  • Greg Binkerd Hired as Financial Center Manager for MutualBank in Warsaw

    Published Wednesday, March 27, 2013

    WARSAW, INDIANA – MutualBank announces the hiring of and welcomes Greg Binkerd as Financial Center Manager for the 15 North office. In his role, Binkerd will be responsible for the 15 North Financial Center as well as growing relationships with customers in the Warsaw area. Binkerd brings with him over twenty-four years of outside sales experience. more»
Items 57-64 of 106
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