Business & Personal Checking Accounts – MutualBank

 
 

Mortgage Loans

Open a Savings Account Online

 

Shopping for a home loan has never been easier! After looking at houses with your realtor all day Saturday, you found the one!  Why wait until Monday when you can start the process by applying online all from the comfort of your home?  Visit our Mortgage Web Center to get started with your home loan application online! 

The Mortgage Web Center is more than an online application, you can check out rates, products and calculators too.  If you would rather sit down with a lender, no problem, we love to do that.  We promise that your lender will take the time to understand you and your specific situation. They will work hard to help you find the solution that is right for you.  Contact us today so we can help you live a better life.

FREE Pre-Approvals

Fixed Rate Mortgage Loans  |  Apply Now 
Fixed Rate Mortgage Loans feature a competitive rate and payments that are fixed for the entire term of the loan. Fixed rate loans also offer:

  • Conventional and FHA financing
  • Insured financing for smaller down payments

Adjustable Rate Mortgage Loans (ARMs)  |  
Adjustable Rate Mortgage Loans feature rates and payments that adjust according to market
conditions. Additional features include:

  • A range of adjustment terms
  • Competitive rates for a variety of terms
  • Lifetime interest rate caps and annual rate adjustment

Construction Loans  |  
Construction Loans are designed to finance the construction of a new home. Features include:

  • Interest payments only on the funds used during the construction period 
  • Automatic conversion to permanent mortgage without a second loan closing
  • Available as a fixed rate or adjustable rate loan

Home Equity/Line of Credit |  Apply Now
As a homeowner, you can borrow against your equity for any worthwhile purpose. Our Home Equity Loans are available as a fixed payment installment loan or as a line of credit. Consult a tax advisor regarding the deductibility of interest.

  • Conventional home loans
  • Insured loans with low down payment
  • Repayment terms from 5-30 years

Insurance Information
Find your latest insurance information posted on http://www.myinsuranceinfo.com.

Flexible Options   
We also have a number of loan and down payment options, such as ...

  • Loans for investment and rental properties
  • Loans for vacation homes
  • Loans for condominiums
  • Loans for manufactured homes
  • Lot loans for future construction

Mutual News
  • Declares Cash Dividend

    MUNCIE, INDIANA – MutualFirst Financial, Inc....

    Thursday, February 16, 2012

    READ ARTICLE

View Archived Releases
Mutual Blog

Healthy Savings

Have you ever thought about how much your prescription or doctor visits cost your employer?  Many people who have a traditional insurance plan know they pay a $20 or $30 co-pay then they go about their day.  But have you ever looked at the amount your company pays?

Insurance costs have skyrocketed over the past decade and companies have tried to find a way to still offer benefits to their employees.  The solution has been to offer a high deductible insurance plan.  These types of programs are often accompanied by something called a Health Savings Account (HSA).  Simply put, a HSA is a checking account where money can be deposited and used for medical expenses. (You might have heard of a Flexible Spending Account, FSA, which is similar to a HSA, but different. FSAs require you to use your money set aside before the year ends. HSAs allow you to roll money over year after year. There are other differences as well. Learn more about HSAs through the Treasury’s website.)

So, are HSAs a good idea?  Yes!   HSAs make us better consumers of our health care.  We look closer at a bill or prescription if we know it will come out of our pocket.   We take the time to make sure if a generic medicine is just as good as a name brand, or if we truly need to go to the doctor for our sniffles.

The beauty of a health savings account is that the money grows tax free as long as we use it for qualified medical expenses.  So not only are we being more proactive with and aware of our healthcare, we are being smart about our money as well!

Together, a health savings account and a smart consumer make for very healthy living!

If you have questions about your HSA or want to learn more, chat with us! Your local MutualBanker is here to help you live a better life!

Tuesday, February 21, 2012

READ BLOG ENTRY

View Archived Posts

Connect with us:

(800) 382-8031

  • Facebook
  • Youtube
  • twitter
  • RSS Feed