With MutualBank's UChoose Rewards, you shop, you earn, you choose.

Most rewards programs have limited options on where to shop and it takes forever for your points to accumulate. UChoose Rewards changes all of that. There's never been a better time to start using MutualBank Rewards for your everyday needs. Simply use your personal debit card(s) at gas stations, supermarkets, drugstores, malls or anywhere else. Remember, you ear points for all your purchases. The more you shop, the more you earn and the more you earn, the more you are rewarded.

Find out more about our UChoose rewards program, or choose an option below to get started.

Min opening deposit $100. No monthly or per-item fees. $100.00 minimum deposit to open. One overdraft fee waived per 90-day period. Guaranteed Checking's free ATM transactions limited to five per statement cycle. MutualBank-generated ATM fees are waived. MutualBank customer is responsible for fees charged by ATM owner. Maximum bonus per account 5,000 UChoose bonus points. As a bonus for opening a new checking account, 5,000 bonus points will be credited to your UChoose rewards after you have activated and registered your debit card with UChoose Rewards and notified MutualBank of doing so. Customer must email name, address and phone number to marketing@bankwithmutual.com or mail to MutualBank, Marketing, PO Box 551, Muncie, IN 47308 to request bonus points. Bonus points will be awarded within 14 days after receipt of notification and verification that all conditions have been met. Bonus points subject to IRS reporting as applicable. Offer available on new checking accounts only. One offer per household. Subject to change without notice. MutualBank employees and immediate family members not eligible. Member FDIC.