| Mutual Bank | ||||||||||
| Deposit Rates * | ||||||||||
| Delaware County | ||||||||||
| APY Accurate as of 7/28/10 - no changes | ||||||||||
| APY = Annual Percentage Yield | ||||||||||
| Interest Checking** | Business Checking | |||||||||
| Minimum opening balance $10.00 | Minimum opening balance $100.00 | |||||||||
| Rate (%) | APY (%) | Rate (%) | APY (%) | |||||||
| Interest** | 0.10% | 0.10% | Business Checking | |||||||
| Earnings Credit | 1.00% | N/A | ||||||||
| Investor's Gold** | Minimum opening balance $1,000.00 | |||||||||
| Minimum opening balance $2,500.00 | Rate (%) | APY (%) | ||||||||
| Rate (%) | APY (%) | Business Checking with Interest* | ||||||||
| $ 0 - $ 2,499.99 | 0.10% | 0.10% | $ 0 - $ 49,999 | 0.10% | 0.10% | |||||
| $ 2,500 - $ 19,999.99 | 0.35% | 0.35% | $ 50,000 - $ 99,999 | 0.20% | 0.20% | |||||
| $ 20,000 - $ 49,999.99 | 0.50% | 0.50% | $ 100,000 or Greater | 0.20% | 0.20% | |||||
| $50,000 - $94,999.99 | 0.75% | 0.75% | ||||||||
| $95,000 - OVER | 0.75% | 0.75% | Business Money Market** | |||||||
| Minimum opening balance $2,500.00 | ||||||||||
| Mutual Advantage** | Rate (%) | APY (%) | ||||||||
| Minimum opening balance $10.00 | $ 0 - $ 49,999 | 0.50% | 0.50% | |||||||
| Rate (%) | APY (%) | $ 50,000 - $ 99,999 | 0.75% | 0.75% | ||||||
| $ 0 - $ 9,999.99 | 0.10% | 0.10% | $ 100,000 or Greater | 1.00% | 1.00% | |||||
| $ 10,000 - $ 24,999.99 | 0.10% | 0.10% | ||||||||
| $ 25,000 - $ 49,999.99 | 0.10% | 0.10% | Capital Manager** | |||||||
| $ 50,000 - $ 99,999.99 | 0.20% | 0.20% | Minimum opening balance $15,000.00 | |||||||
| $ 100,000 - OVER | 0.20% | 0.20% | Rate (%) | APY (%) | ||||||
| $0 - $ 14,999 | 0.35% | 0.35% | ||||||||
| Indexed Checking** | $ 15,000 - $ 24,999 | 0.50% | 0.50% | |||||||
| Minimum opening balance $500.00 | $ 25,000 - $ 49,999 | 0.50% | 0.50% | |||||||
| Rate (%) | APY (%) | $ 50,000 - $ 99,999 | 0.75% | 0.75% | ||||||
| $ 0 - $ 2,499.99 | 0.10% | 0.10% | $ 100,000 or Greater | 0.75% | 0.75% | |||||
| $ 2500 - $ 9,999.99 | 0.10% | 0.10% | ||||||||
| $ 10,000 - $ 49,999.99 | 0.10% | 0.10% | Health Savings Account** | |||||||
| $ 50,000 - $ 99,999.99 | 0.50% | 0.50% | Minimum opening balance $50.00 | |||||||
| $ 100,000 - OVER | 0.60% | 0.60% | Rate (%) | APY (%) | ||||||
| $ 0 - $ 499.99 | 0.50% | 0.50% | ||||||||
| Community Checking** | $ 500 - $ 2,499.99 | 0.75% | 0.75% | |||||||
| Minimum opening balance $100.00 | $ 2,500 - $ 4,999.99 | 0.95% | 0.95% | |||||||
| Rate (%) | APY (%) | $ 5,000 - $ 14,999.99 | 1.79% | 1.80% | ||||||
| $ 0 - $ 9,999.99 | 0.25% | 0.25% | $ 15,000 - OVER | 1.79% | 1.80% | |||||
| $ 10,000 - $ 49,999.99 | 0.25% | 0.25% | ||||||||
| $ 50,000 - $ 99,999.99 | 0.50% | 0.50% | * FDIC Insured | |||||||
| $ 100,000 - $ 249,999.99 | 0.75% | 0.75% | * Fees may reduce Earnings | |||||||
| $ 250,000 - $499,999.99 | 1.00% | 1.00% | ** Rates subject to change after account opening | |||||||
| $ 500,000 - OVER | 1.00% | 1.00% | † Penalty for Early Withdrawal. | |||||||
| Certificates of Deposit † | ||||||||||
| Rate (%) | APY (%) | Rate (%) | APY (%) | |||||||
| Minimum opening balance $10,000.00 | Minimum opening balance $500.00 | |||||||||
| 7 Day | 24 - 35 Months (2-3 YR) | |||||||||
| $10,000 - $ 19,999 | 0.50% | 0.50% | $ 0 - $ 49,999 | 1.00% | 1.00% | |||||
| $ 20,000 - $ 49,999 | 0.75% | 0.75% | $ 50,000 - $ 74,999 | 1.05% | 1.05% | |||||
| $ 50,000 - $ 94,999 | 0.81% | 0.81% | $ 75,000 - $ 94,999 | 1.10% | 1.10% | |||||
| $ 95,000 + | 0.91% | 0.91% | $ 95,000 + | 1.15% | 1.15% | |||||
| Minimum opening balance $1,000.00 | Minimum opening balance $500.00 | |||||||||
| 30 - 90 Days | 36 - 47 Months (3-4 YR) | |||||||||
| $ 0 - $ 49,999 | 0.35% | 0.35% | $ 0 - $ 49,999 | 1.39% | 1.40% | |||||
| $ 50,000 - $ 74,999 | 0.40% | 0.40% | $ 50,000 - $ 74,999 | 1.44% | 1.45% | |||||
| $ 75,000 - $ 94,999 | 0.45% | 0.45% | $ 75,000 - $ 94,999 | 1.49% | 1.50% | |||||
| $ 95,000 + | 0.50% | 0.50% | $ 95,000 + | 1.54% | 1.55% | |||||
| Minimum opening balance $1,000.00 | Minimum opening balance $500.00 | |||||||||
| 91 - 181 Days (3-5 MO) | 48 - 59 Months (4-5 YR) | |||||||||
| $ 0 - $ 49,999 | 0.35% | 0.35% | $ 0 - $ 49,999 | 1.99% | 2.00% | |||||
| $ 50,000 - $ 74,999 | 0.40% | 0.40% | $ 50,000 - $ 74,999 | 2.03% | 2.05% | |||||
| $ 75,000 - $ 94,999 | 0.45% | 0.45% | $ 75,000 - $ 94,999 | 2.08% | 2.10% | |||||
| $ 95,000 + | 0.50% | 0.50% | $ 95,000 + | 2.13% | 2.15% | |||||
| Minimum opening balance $1,000.00 | Minimum opening balance $500.00 | |||||||||
| 182 - 364 Days (6-11 MO) | 60 - 71 Months (5-6 YR) | |||||||||
| $ 0 - $ 49,999 | 0.40% | 0.40% | $ 0 - $ 49,999 | 2.38% | 2.40% | |||||
| $ 50,000 - $ 74,999 | 0.45% | 0.45% | $ 50,000 - $ 74,999 | 2.43% | 2.45% | |||||
| $ 75,000 - $ 94,999 | 0.50% | 0.50% | $ 75,000 - $ 94,999 | 2.48% | 2.50% | |||||
| $ 95,000 + | 0.55% | 0.55% | $ 95,000 + | 2.53% | 2.55% | |||||
| Minimum opening balance $500.00 | Minimum opening balance $500.00 | |||||||||
| 12 - 23 Months (1-2 YR) | 72 - 83 Months (6-7 YR) | |||||||||
| $ 0 - $ 49,999 | 0.65% | 0.65% | $ 0 - $ 49,999 | 2.62% | 2.65% | |||||
| $ 50,000 - $ 74,999 | 0.70% | 0.70% | $ 50,000 - $ 74,999 | 2.67% | 2.70% | |||||
| $ 75,000 - $ 94,999 | 0.75% | 0.75% | $ 75,000 - $ 94,999 | 2.72% | 2.75% | |||||
| $ 95,000 + | 0.80% | 0.80% | $ 95,000 + | 2.77% | 2.80% | |||||
| Minimum opening balance $1,000.00 | ||||||||||
| Minimum opening balance $25.00 | 3 Yr Worry Free | |||||||||
| Clockwork | 2.00% | 2.02% | $ 0 - $ 49,999 | 1.74% | 1.75% | |||||
| Home Buyer | 2.00% | 2.02% | $ 50,000 - $ 74,999 | 1.79% | 1.80% | |||||
| Personal Savings** | $ 75,000 - $ 94,999 | 1.84% | 1.85% | |||||||
| Minimum opening balance $100.00 | $ 95,000 + | 1.89% | 1.90% | |||||||
| Rate (%) | APY (%) | Minimum opening balance $1,000.00 | ||||||||
| Statement** | 0.15% | 0.15% | 5 Yr Worry Free | |||||||
| Minimum opening balance $10.00 | $ 0 - $ 49,999 | 2.33% | 2.35% | |||||||
| Cool S.A.M.** | 0.15% | 0.15% | $ 50,000 - $ 74,999 | 2.38% | 2.40% | |||||
| $ 75,000 - $ 94,999 | 2.43% | 2.45% | ||||||||
| 9 Month No Penalty CD*** | $ 95,000 + | 2.48% | 2.50% | |||||||
| Minimum opening balance $10,000.00 | IRA CD Special Rates † | |||||||||
| Rate (%) | APY(%) | |||||||||
| 1.09% | 1.10% | Minimum opening balance $2,500.00 | ||||||||
| ***Principal and interest can be withdrawn without penalty on or after the 7th day. Withdrawals of principal within the first 6 days will be assessed a penalty equal to 7 days interest whether earned or not. Partial withdrawals of principal are not allowe | Rate (%) | APY(%) | ||||||||
| 18 MONTH SPECIAL | ||||||||||
| $ 2,500 & Over | 1.74% | 1.75% | ||||||||
| 34 MONTH SPECIAL | ||||||||||
| $ 2,500 & Over | 2.38% | 2.40% | ||||||||
| Consumer accounts only. | Regular CD Special Rates † ^ | |||||||||
| Minimum opening balance $2,500.00 | ||||||||||
| Rate (%) | APY(%) | |||||||||
| * FDIC Insured | 8 MONTH SPECIAL | |||||||||
| * Fees may reduce Earnings | $ 2,500 & Over | 1.25% | 1.25% | |||||||
| ** Rates subject to change after account opening | ||||||||||
| † Penalty for Early Withdrawal | 18 MONTH SPECIAL | |||||||||
| ^ Rates are not applicable for Public Funds | $ 2,500 & Over | 1.74% | 1.75% | |||||||
| 34 MONTH SPECIAL | ||||||||||
| $ 2,500 & Over | 2.38% | 2.40% | ||||||||
| IRA Certificates of Deposit † | ||||||||||
| Rate (%) | APY (%) | Rate (%) | APY (%) | |||||||
| $100 Minimum | $100 Minimum | |||||||||
| 12 - 23 Months (1-2 YR) | 60 - 71 Months (5-6 YR) | |||||||||
| $ 0 - $ 49,999 | 0.65% | 0.65% | $ 0 - $ 49,999 | 2.38% | 2.40% | |||||
| $ 50,000 - $ 74,999 | 0.70% | 0.70% | $ 50,000 - $ 74,999 | 2.43% | 2.45% | |||||
| $ 75,000 - $ 94,999 | 0.75% | 0.75% | $ 75,000 - $ 94,999 | 2.48% | 2.50% | |||||
| $ 95,000 + | 0.80% | 0.80% | $ 95,000 + | 2.53% | 2.55% | |||||
| $100 Minimum | $100 Minimum | |||||||||
| 24 - 35 Months (2-3 YR) | 72 - 83 Months (6-7 YR) | |||||||||
| $ 0 - $ 49,999 | 1.00% | 1.00% | $ 0 - $ 49,999 | 2.62% | 2.65% | |||||
| $ 50,000 - $ 74,999 | 1.05% | 1.05% | $ 50,000 - $ 74,999 | 2.67% | 2.70% | |||||
| $ 75,000 - $ 94,999 | 1.10% | 1.10% | $ 75,000 - $ 94,999 | 2.72% | 2.75% | |||||
| $ 95,000 + | 1.15% | 1.15% | $ 95,000 + | 2.77% | 2.80% | |||||
| $100 Minimum | $1,000 Minimum | |||||||||
| 36 - 47 Months (3-4 YR) | 3 Yr Worry Free | |||||||||
| $ 0 - $ 49,999 | 1.39% | 1.40% | $ 0 - $ 49,999 | 1.74% | 1.75% | |||||
| $ 50,000 - $ 74,999 | 1.44% | 1.45% | $ 50,000 - $ 74,999 | 1.79% | 1.80% | |||||
| $ 75,000 - $ 94,999 | 1.49% | 1.50% | $ 75,000 - $ 94,999 | 1.84% | 1.85% | |||||
| $ 95,000 + | 1.54% | 1.55% | $ 95,000 + | 1.89% | 1.90% | |||||
| $100 Minimum | $1,000 Minimum | |||||||||
| 48 - 59 Months (4-5 YR) | 5 Yr Worry Free | |||||||||
| $ 0 - $ 49,999 | 1.99% | 2.00% | $ 0 - $ 49,999 | 2.33% | 2.35% | |||||
| $ 50,000 - $ 74,999 | 2.03% | 2.05% | $ 50,000 - $ 74,999 | 2.38% | 2.40% | |||||
| $ 75,000 - $ 94,999 | 2.08% | 2.10% | $ 75,000 - $ 94,999 | 2.43% | 2.45% | |||||
| $ 95,000 + | 2.13% | 2.15% | $ 95,000 + | 2.48% | 2.50% | |||||
| * FDIC Insured | $100 Minimum | |||||||||
| * Fees may reduce Earnings | IRA Savings | |||||||||
| † Penalty for Early Withdrawal. | $ 0 - $ 2,499 | 0.25% | 0.25% | |||||||
| $ 2,500 - $ 19,999 | 0.25% | 0.25% | ||||||||
| $ 19,999 - $ 49,999 | 0.75% | 0.75% | ||||||||
| $ 49,999 -$ 94,999 | 0.75% | 0.75% | ||||||||
| $ 95,000 + | 0.75% | 0.75% | ||||||||