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Getting the job done right requires more than just having tools and materials.

You can go many places to apply for a business loan. What's rare is a dedicated partner who ensures your borrowing strategy can truly meet your business objectives.

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Business Loans to Finance Your Growth

We're like a local hardware store in the midst of many big box hardware warehouses.

Many banks are HUGE these days. While there may be gains in scale, what's lost is the trusted relationship and deep understanding of individual client challenges. Because getting a loan is one thing - ensuring it can meet your business goals is another. It reminds us of the differences between big box hardware warehouses and neighborhood hardware stores. Here's why:

FINANCING FOR MOST ANY PROJECT

Business Loan Offerings

crane iconEquipment Financing

Structure a flexible commercial loan program that will work with your cash flow to finance equipment, machinery or other capital needs.

building iconCommercial Real Estate Loans

Find the right structure and terms that meet your needs. We offer flexible interest rates and term solutions to help your business succeed.

brick wall iconConstruction Loans

Planning a new building or retail center in Indiana? Leverage our development project experience to structure the commercial loan options necessary for your success.

store iconSBA Financing

Get the best business loan and in a timely manner. As SBA specialists and an approved SBA Express lender, we offer the best solutions and fast approval.

listing iconLines of Credit

Supplement your small business cash flow with secured or unsecured lines of credit. We offer a variety of solutions to meet your business goals and needs.

tried & trusted

What Our Business Owners Say

After the recession in 2008 when everyone else turned us away, Chris and his commercial lending team helped us tremendously. With their guidance, we have substantially reduced our mortgage balances and lines of credit. They are outstanding.

Joe Allardt
Community Storage

The word 'partnership' is often overused in business. But in the case of MutualBank, I truly feel they act as your partner.

Dzung Nguyen, Owner
Goshen Motors, Inc.

 

Industry Specialties

Get dependable business loans geared to the needs of your specific industry. We have the expertise and the range to meet your unique requirements.

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  • Manufacturing
  • Medical & Dentistry
  • Small Business
  • Real Estate
  • Education
  • Agriculture

 



 

Your Business Loans Experts

Meet Our Experienced and Dedicated Team

Meet Our Team 




We have Answers

Business Loan Frequently Asked Questions

  • What initial information is usually required to apply for a business loan or line of credit with MutualBank?

    What initial information is usually required to apply for a business loan or line of credit with MutualBank?


    We require the last three years’ financial statements/tax returns for the company and last three years’ tax returns for the guarantors. Also a current Personal Financial Statement for any and all guarantors would be preferred.

  • Is there a minimum amount of years a business needs to be in operation before applying for a business loan or line of credit with MutualBank?

    Is there a minimum amount of years a business needs to be in operation before applying for a business loan or line of credit with MutualBank?


    No, MutualBank finances all kinds of businesses regardless of their time in business. Yes, there are usually some additional pieces that may have to be in place for a “startup business” but we are delighted to work with all businesses.

  • Does it cost anything to talk through loan options with a MutualBank commercial banker?

    Does it cost anything to talk through loan options with a MutualBank commercial banker?


    Absolutely NOT! MutualBank prides itself in having Commercial/Business Bankers who are ready to assist and guide you through the whole process. Our team of experts want to ensure that you’re getting the best advice possible.

open
What initial information is usually required to apply for a business loan or line of credit with MutualBank?
x
What initial information is usually required to apply for a business loan or line of credit with MutualBank?

We require the last three years’ financial statements/tax returns for the company and last three years’ tax returns for the guarantors. Also a current Personal Financial Statement for any and all guarantors would be preferred.

open
Is there a minimum amount of years a business needs to be in operation before applying for a business loan or line of credit with MutualBank?
x
Is there a minimum amount of years a business needs to be in operation before applying for a business loan or line of credit with MutualBank?

No, MutualBank finances all kinds of businesses regardless of their time in business. Yes, there are usually some additional pieces that may have to be in place for a “startup business” but we are delighted to work with all businesses.

open
Does it cost anything to talk through loan options with a MutualBank commercial banker?
x
Does it cost anything to talk through loan options with a MutualBank commercial banker?

Absolutely NOT! MutualBank prides itself in having Commercial/Business Bankers who are ready to assist and guide you through the whole process. Our team of experts want to ensure that you’re getting the best advice possible.