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Bank how, where
and when YOU want.

Pursue your passions and adventures knowing that no matter where they take you, you can bank how, where and when you want.

Open An Account 

BANKING WITH MUTUAL

All MutualBank Checking Accounts Come With

Online & Mobile Banking

Banking on your terms begins with a fully featured mobile app and online banking. We have them.

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Access to 55,000 Surcharge-Free ATMs

Banking local doesn't mean staying local. Get cash wherever you go.

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Debit Card

Our standard debit card is free but you also have the option to personalize your card with your own photo!

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UChoose Rewards

When we say thank you, we mean it. You can redeem points for travel, electronics, event tickets and more.

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ONE SIZE DOESN'T FIT ALL

Compare Personal Checking

(When viewing this section on a mobile device, swipe/scroll to the left to view all checking options)

 

 

UChoose Option 3

 

UChoose Option 2

 

UChoose Option 1

 

Basic

 

 

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Open UChoose 2 

Open UChoose 1 

Open Basic 

ATM / Debit Card

Online Banking & eStatements 

55,000 Surcharge-Free ATMs 

UChoose Rewards 

Online Bill Pay 

FREE

FREE

FREE

$5.00 / month

Mobile & Tablet Apps 

Free Checks

First order is free

First order is free

 

First Overdraft Fee Waived

 

Waived Foreign ATM Fees

2 per billing cycle

2 per billing cycle

   

Interest Bearing

   

Minimum to Open

$10.00

$10.00

$10.00

$10.00

Monthly Service Charge

$10.00***

$8.00***

$6.00***

 

Can Service Charge Be Waived?

YES***

YES**

YES*

 

Early Closing Fee (within 90 days of opening)

$25

$25

$25

$25

 

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Open UChoose 2 

Open UChoose 1 

Open Basic 


* The fee is waived if any two of the following three conditions are met: customer receives at one direct deposit per statement cycle; customer signs up for eStatements for the account; customer makes 8 debit purchases on the account each statement cycle.

** This fee is waived if the customer maintains minimum daily balance of $2,500.

*** This fee is waived if the customer meets one of the following three conditions: $100,000 total loan relationship, including unused HELOC; $100,000 aggregated deposit relationship; over $10,000 minimum daily balance for the statement cycle.

 

FOR SMARTPHONES & TABLETS

The MutualBank App

Deposit checks from your device, send friends money instantly, view balances & transactions, transfer funds between accounts and more from our app!

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Teen Account

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College Account

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ELITE & EXTENSIVE

Concierge Banking

Concierge Banking is a highly personal service offering extensive investment choices, expert money management and many value-added services. Let us reduce your financial burden.

 

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WE’RE HERE FOR YOU

Second Chance Banking

We get it, sometimes things happen. If you’ve struggled with a past checking account where overdrafts were an issue, MutualBank Second Chance Checking can help. Contact or visit us to open.

Contact Us 

Low Minimum
Deposit

You’ll need just $100 to open a new Second Chance Checking account today.

Discounted Monthly
Services Fees

With one direct deposit each statement cycle the monthly service fees are just $9.50 per month.

MANAGE YOUR HEALTHCARE

Health Savings Account

HSAs are tax-advantaged investment accounts for medical expenses for participants in High Deductible Health Care Plans (HDHP). HSAs can provide significant tax benefits to eligible individuals.

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$15 Enrollment Fee

That's all it takes to get started!

 

No Restrictions

No monthly fees or minimum balance.

HOW HSA'S WORK

Verified by Visa Service

Verified by Visa is an online security service to guard you against unauthorized use of your Visa card while shopping online at participating merchants. There is no need to get a new card, no software to download, no cost, and no hassles… just added security. Once enrolled in this service, you’ll have added confidence knowing that Visa performs an extra authentication step to protect your  account from unauthorized users online.

LEARN MORE & ENROLL

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