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Refinancing Your Home

Take advantage of the lowest rates in years to refinance your home and potentially lower your monthly payments.

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It's worth considering

Potential Benefits of Refinancing Your Mortgage Loan


 Flashlight icon image - mutual mortgage refinancePay off Your Mortgage Faster

Lower interest rates and a shorter term might help you pay off your mortgage faster.

Dollar sign icon - mutual mortgage refinanceLower Your Monthly Payments

Refinancing may reduce your monthly payments and free up some room in your budget!

House icon - mutual mortgage refinanceGet Cash from Your Home

Use your equity to pay for other needs that life throws your way – home renovations, travel, education, another property - you name it.

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Talk with a Mortgage Expert
about Refinancing

Contact a Lender

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Refinance Online

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Check Today`s Rate

Featured Home Mortgage Loan Rates


Rate APR Points
30 Year Fixed Rate
4.375% 4.224% 0.000%
20 Year Fixed Rate
4.125% 4.009% 0.000%
Rate APR Points
15 Year Fixed Rate
3.375% 3.540% 0.000%
1 Year Adjustable Rate
3.000% 4.054% 0.000%
Rate APR Points
5 Year Adjustable Rate
3.500% 4.062% 0.000%
7 Year Adjustable Rate
3.625% 4.109% 0.000%

APR - Annual Percentage Rate


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What Our Home Loan Customers Say

Having a career as a chef is a dream that my son has always pursued. Thanks to a home refinance through MutualBank, I was able to borrow the money to send him to a fantastic school!

If I hadn’t been for MutualBank, who knows what would have happened to my house. That’s why I’ve been banking with you for over 20 years!

Brad Cleveland

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MutualBank provides mortgage and consumer loans for almost any purpose. MutualBank serves customers in its market area only, and reserves the right to deny any account application on that basis. You have the right to file a written loan application and to receive a copy of the association's underwriting standards. Rates are subject to change without notice.