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Our Teen Account is too cool for school. Yeah, we just said that.

Our Teen Account is a debit account designed specifically for 16 and 17 year olds. Better yet, it's an account that grows with you - so there's no need to change banks down the road.

Visit us to apply 

Not Your Mom’s Checking Account

Teen Banking at MutualBank

With a great mobile app with mobile deposit and a debit card you can personalize with a custom image*, who needs old school checks? Well, probably your mom. Because she’s still using a flip phone and asks you what channel Netflix is on. Just kidding, we love moms.

Debit Card

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Online Banking

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55,000 Surcharge Free ATMs

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UChoose Rewards

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Mobile App with Mobile Deposit

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Minimum to Open

$10

Early Closing Fee (within 90 days of opening)

$25

Debit cards will have an ATM withdrawal limit of $100, Debit limit of $300, and Mobile Deposit limit of $500. UChoose Rewards is available by registering the debit card at uchooserewards.com. Bill Pay, PopMoney, check writing, and Overdraft Privilege are not permitted on this account. Any overdraft fees and consecutive overdraft fees will be charged to this account.

*UCreate Disclaimer: If ordered, the UCreate custom card creation fee ($10) will be deducted from your MutualBank checking account.

NO NEED TO SWITCH

What happens when you go to college and enter "adulthood"?

Teen Checking grows with you so there's no need to switch banks when you head off to college or get your first job!

 


Transition Disclaimer: Monthly service fees are waived while enrolled in the MutualBank teen/college package or until age 23, whichever comes first. Upon reaching the age of 23, the account is subject to the standard monthly service fee for UChoose Option 1. Learn more about UChoose 1 here.

Diagram of three squares - switch to adulthood account

 

Teen Banking is for individuals 16-17 years old

Visit any MutualBank location to enroll in Teen Banking.

Our Locations

 

 

UCreate Disclaimer: If ordered, the UCreate custom card creation fee ($10) will be deducted from your MutualBank checking account.

Items to bring:

  • A valid form of ID (Driver's License, State ID, Military ID, Passport)
  • Social security number
  • Date of birth
  • Proof of current address
  • Former address(es)
  • $10 minimum opening deposit

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