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Smile! Because our rewards are pretty awesome.

Anyone can say thank you, but we mean it. We reward your loyalty with rewards YOU choose.

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Four is Better than One

Four Ways You Can Earn Rewards!

Daily Spending (Signature Transactions)

Earn points for signature-based transactions (just select CREDIT not debit when paying) you make via your debit or credit card.

 

Account Balances

You can earn rewards on your deposit, loan, investment or wealth management balances.

 

Featured Retailer Purchases

There is a nationwide retailer or a group retailers featured monthly that offer bonus UChoose points when you make purchases with them!

 

Opening New Accounts / Products

Receive bonus points (one-time) when you open a new account or loan with us!

 

I am always thankful for my MutualBank UChoose Points, but especially today…I just ordered a Primo Hot/Cold Water Dispenser for my business. Guess how much it cost? $230. Guess how much I paid? $0!!!!

susie
Juli Eckel

We just received a putter (for my youngest son who's a golfer) that we were able to buy using my UChoose Rewards points!! He is absolutely thrilled and so am I! I didn't have to pay a dime to get it - not even shipping & handling!


Michelle Ludwig Phillips

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& Redeem Rewards!

Click the button below or visit UChooseRewards.com to check your points balance and redeem all sorts of rewards!

Learn More 

Download the UChoose App

Download for iOS
Download for Android

So easy to earn!

Specific Point Values

Daily Purchases & Account Balances
Debit & credit card signature-based transactions 1 point for every $4 spent
Balances 1 point for every $1,000** of deposit, loan, investment or wealth management balances
New Accounts (one-time)
Remote Deposit Capture 2,500
ACH Origination 2,500
Health Savings Account Presentation 2,500
Business Money Market 2,500
Certificate of Deposit (new money)*** 2,500
MutualFinancial Investment Services 5,000
MutualWealth Management Group 10,000
Commercial Loan**** 10,000

*You must have a MutualBank checking account with an active debit card that is registered for UChoose Loyalty Rewards. Register your debit card at UChooseRewards.com.

**Rounding occurs at the $500 mark. For example, an account with a monthly average balance of $1,000 will earn one loyalty point; an account with a monthly average balance of $1,200 will earn one loyalty point; an account with a monthly average balance of $1,600 will earn two loyalty points.

***New money is classified as money not currently on deposit with MutualBank, MutualFinancial Investment Services or MutualWealth Management Group.

****Subject to credit approval

*****Loyalty points are awarded within 45 days following month end. For example, loyalty points earned in October will be awarded to the customer's UChoose account in December. Points for accounts with multiple owners and multiple debit card will have points divided equally among registered owners, thus point totals are not duplicated. Loyalty points for certain promotions, such as the Abandon a World Where They Choose promotion, will be considered earned in the month in which your qualifying reward statement (and balance) from another financial institution is presented to and accepted by MutualBank.

We have Answers

UChoose Rewards Frequently Asked Questions

  • Where can I use / redeem my UChoose Rewards points?

    Where can I use / redeem my UChoose Rewards points?


    You can redeem your UChoose points only at UChooserewards.com. After registering your card and logging in, you'll see you'll TOTAL POINTS at the top of any page to see how many points you have accumulated.

    Note that you must accumulate 1,000 points before you can redeem any points. Lastly, it can take up to 45 days for your points to be credited to your account.

  • How do I sign up for UChoose Rewards?

    How do I sign up for UChoose Rewards?


    To sign up for UChoose Rewards, please register your debit card or Platinum MutualBank credit card here.

  • Can UChoose Rewards points be used / redeemed in person at a retail store or can they only be redeemed online?

    Can UChoose Rewards points be used / redeemed in person at a retail store or can they only be redeemed online?


    No. You can only redeem points online through UChooseRewards.com.

  • How much does it cost to participate in UChoose Rewards?

    How much does it cost to participate in UChoose Rewards?


    There's no cost. Membership in UChoose Rewards is absolutely free for MutualBank debit card holders, so register and start earning points today!

open
Where can I use / redeem my UChoose Rewards points?
x
Where can I use / redeem my UChoose Rewards points?

You can redeem your UChoose points only at UChooserewards.com. After registering your card and logging in, you'll see you'll TOTAL POINTS at the top of any page to see how many points you have accumulated.

Note that you must accumulate 1,000 points before you can redeem any points. Lastly, it can take up to 45 days for your points to be credited to your account.

open
How do I sign up for UChoose Rewards?
x
How do I sign up for UChoose Rewards?
open
Can UChoose Rewards points be used / redeemed in person at a retail store or can they only be redeemed online?
x
Can UChoose Rewards points be used / redeemed in person at a retail store or can they only be redeemed online?

No. You can only redeem points online through UChooseRewards.com.

open
How much does it cost to participate in UChoose Rewards?
x
How much does it cost to participate in UChoose Rewards?

There's no cost. Membership in UChoose Rewards is absolutely free for MutualBank debit card holders, so register and start earning points today!