SUBJECT TO CREDIT APPROVAL
HOW WE CALCULATE YOUR BALANCE:
We use a method called "average daily balance (including new purchases)". See your account agreement for more details.
Variable APRs are based on the 5.5% Prime Rate as of 2/25/2019.
LOSS OF INTRODUCTORY APR:
We may end your introductory APR and apply the Penalty APR if your total minimum payment is not received within 60 days of the due date.
PAYING INTEREST AFTER THE INTRODUCTORY PERIOD FOR BALANCE TRANSFERS:
After the introductory period, you must pay off your remaining balance in full each month in order to take advantage of any grace period for new purchases.
Employees of MutualBank and its affiliates may receive an employee preferential rate which is a variable rate and falls within the disclosed range of rates. If this applies to you, the employee rate will cease to apply once your employment with MutualBank ends, at which time the market rate will apply. The market rate is currently between 10.24% and 15.24% based on your creditworthiness and other factors, and is subject to change.
Looking for Credit Card Customer Support?
Contact 855-445-1201 for assistance, day or night.