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Build Your Emergency Fund

Think Twice about that Twenty

Have you bought one or two things last month that you didn’t need? Most people will admit to the occasional impulse buy. But what if you thought twice about those unnecessary purchases? Instead of paying $20 here and there for something you don’t need, pay yourself by putting the $20 into a savings account instead. Saving just $20 each paycheck could add up to more than $500 in a year* – and you probably wouldn’t notice the difference.

Cutting back on unnecessary spending is a great step toward building an emergency fund. Most experts recommend setting aside three to six months’ worth of living expenses in case a sudden financial burden arises – loss of a job or car problem, for example. Having money saved can help protect you from taking on debt if the unexpected happens.

We Can Help You Save

Ready to build your emergency fund? MutualBank has the tools you need to reach your savings goals – whether you can deposit a little or a lot.

Basic savings account – Our interest-earning savings account has little to no fees and is a great way to start saving for your financial goals with any amount. Sign up for direct deposit or automatic transfers from your checking account.

Money market account – Your savings will add up quickly with one of these higher-interest-earning accounts. While there is a minimum balance requirement, there are a variety of options to best meet your needs while earning a higher interest rate.

Certificates of deposit (CDs) – We offer flexible certificates with a variety of terms.  Unique to MutualBank is a Clockwork CD that requires a minimum deposit weekly, biweekly or monthly as a convenient way to save.  We have a CD that’s right for your savings plan.

To get started, contact a MutualBanker today at 800-382-8031 or open your account online. Go Ahead…live a better life.

Don’t forget: Why not save money by avoiding unnecessary fees? Sign up for overdraft protection, and remember to pay yourself with the money you save.

* With biweekly paydays.

Contact a Representative Today

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Mutual News
  • Josh Kent appointed as LPL Financial Advisor at MutualBank

    MISHAWAKA, INDIANA – MutualBank and LPL Financial...

    Monday, February 1, 2016

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Security Reminder / Fraud Texts & Calls

Some of our customers are receiving texts like the one pictured below or are receiving phone calls asking for their account information. If you do receive this text or any communication asking for your account information, DO NOT click on the link or provide any of your account information. Only log into your account via bankwithmutual.com. If you have received this text and have provided your account information, please contact us immediately (800-382-8031) so we can take measures to protect you.

Please be aware this is not a data breach. The texts are going to all Muncie cell phone numbers in a range. So far we are aware of 765-716-xxxx 765-717-xxxx and 765-729-xxxx and 765-724-xxxx. It is going to all of the numbers, not just MutualBank customers.

Wednesday, February 10, 2016

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Build Your Emergency Fund

Think Twice about that Twenty

Have you bought one or two things last month that you didn’t need? Most people will admit to the occasional impulse buy. But what if you thought twice about those unnecessary purchases? Instead of paying $20 here and there for something you don’t need, pay yourself by putting the $20 into a savings account instead. Saving just $20 each paycheck could add up to more than $500 in a year* – and you probably wouldn’t notice the difference.

Cutting back on unnecessary spending is a great step toward building an emergency fund. Most experts recommend setting aside three to six months’ worth of living expenses in case a sudden financial burden arises – loss of a job or car problem, for example. Having money saved can help protect you from taking on debt if the unexpected happens.

We Can Help You Save

Ready to build your emergency fund? MutualBank has the tools you need to reach your savings goals – whether you can deposit a little or a lot.

Basic savings account – Our interest-earning savings account has little to no fees and is a great way to start saving for your financial goals with any amount. Sign up for direct deposit or automatic transfers from your checking account.

Money market account – Your savings will add up quickly with one of these higher-interest-earning accounts. While there is a minimum balance requirement, there are a variety of options to best meet your needs while earning a higher interest rate.

Certificates of deposit (CDs) – We offer flexible certificates with a variety of terms.  Unique to MutualBank is a Clockwork CD that requires a minimum deposit weekly, biweekly or monthly as a convenient way to save.  We have a CD that’s right for your savings plan.

To get started, contact a MutualBanker today at 800-382-8031 or open your account online. Go Ahead…live a better life.

Don’t forget: Why not save money by avoiding unnecessary fees? Sign up for overdraft protection, and remember to pay yourself with the money you save.

* With biweekly paydays.

Contact a Representative Today

Back to Education Resources

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