Overdraft Fee: $37.00
This fee is assessed when we pay an item, allow a withdrawal, or return a deposited item resulting in a negative account balance. ATM and one-time debit card transactions will only be covered as an overdraft if you request and are approved for Overdraft Privilege. We will not assess this fee if your account is overdrawn $10.00 or less.
Non-Sufficient Funds (NSF) Fee: $37.00
This fee is assessed when we return an item because you do not have enough money in your account.
Returned Deposit Item Fee: $10.00
This fee is assessed when you deposit or cash an item that is returned unpaid. However, if the returned item results in a negative account balance, this fee will not be assessed, and the $37.00 Overdraft fee will apply.
Consecutive Overdraft Fees: If your account is overdrawn for five or more consecutive business days, we will charge an additional $5.00 per calendar day. Consecutive Overdraft Fees apply to overdrafts created by check, in-person withdrawal, ATM withdrawal, debit card transactions, ACH, or other electronic means, or account fees including but not limited to bank service fees. There is a limit of $190.00 on the total fees we can charge you for overdrawing your account per calendar day.
Stop Payment (Check or ACH): $30.00
Personal Checks: Fees are determined by style and number of checks ordered – call us or visit your local branch for current options and rates.
Estate Checks: $5.00 per 10 checks
Sweeps Transfer Fee: If you request and are approved for Overdraft Protection, you will be charged $3.00 each time funds are transferred from another account to prevent an overdraft.
Early Account Closing Fee: If your account is closed within 90 days of opening, we will assess a fee of $25.00.
Dormant Account Fee: If you do not make any transactions on your account for 12 consecutive months, we will assess a fee of $5.00 per month. A transaction is any account activity initiated by you, including deposits, withdrawals, transfers, and debit card transactions.