Steven R. Kinch, CFS / MutualBank

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Steven R. Kinch, CFS

Investment Banking Services

Steven R. Kinch, CFS
Investment Representative

As an Investment Representative at MutualBank, Steve Kinch understands the importance of having a local investment professional on your side.  Plus, he is qualified to help the most discerning investors with highly personalized investment services designed to help meet their individual demands.  

"It's a very satisfying feeling to know that I have helped people pursue financial security and independence. Investment planning is not just for the rich ... it's for everyone concerned with controlling their financial future and achieving their goals."

Personal Information

Since 1991, Steve has conducted seminars and workshops on various financial planning topics in Indiana. In addition, Steve has conducted financial planning workshops for Ball State University's Department of Continuing Education as well as Cardinal Health Systems, formerly Ball Memorial Hospital.

When you're ready to put a truly local investment professional on your side, call Steve Kinch at 765-213-2960. You'll be glad you did!


*Securities offered through LPL Financial, member FINRA/SIPC
Insurance products offered through LPL Financial or its licensed affiliates 
 

MutualBank and MutualFinancial Investment Services are not registered broker/dealers and are not affiliated with LPL Financial.

The LPL Financial registered representative associated with this site may only discuss and/or transact securities business with residents of the following states: Indiana.

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Personal Social Media Account Security

For many of us, social media has become a part of our everyday lives and helps us conveniently keep tabs on the people and topics we care most about.

Recently however, there has been an increase of social media account take overs by cybercriminals. As stated in the media, one contributing factor in some of the social media account takeovers has been the use of weak passwords.


Tips for creating a stronger password:


  • Passwords should typically:
    • be at least 8 characters in length
    • contain at least 1 number
    • contain at least 1 special character (!@#$$%)
    • contain both upper and lower case characters.
  • Do not use your name, date of birth, maiden name, mother’s maiden name, address, or other easily guessable words for passwords. 
  • Another way to create a strong password is to use a series of words that do not relate to each other. For example, JumpingFastRelaxStop!#.

 


Social media additional security options:


Another way to help avoid social media account takeover is to use the additional security options available. Two-factor authentication adds an extra layer of security that drastically decreases your chances of account takeover. Two-factor authentication is essentially the using of two separate components to verify your identity, the combination of something you HAVE with something you KNOW. A good example of two-factor authentication you most likely are already used to is withdrawing cash from an ATM, for example. Having both your debit card AND knowing a pin number is required to complete the withdrawal and protect your identity.

A popular and convenient two-factor authentication method is using a combination of both an online password and a text message verification sent to your phone. Enabling this type of authentication typically follows this process:

  1. Enter your password into Facebook or another website
  2. Immediately receive a text on your phone with a temporary pass key
  3. Enter the passkey received back on the site/app and you’re logged in

This may seem like overkill, but enabling this two-factor authentication will drastically decrease the chances of your social accounts being hacked. And actually, the process of setting up and using this authentication is pretty simple and convenient.

 


How to enable two-factor authentication:


Many popular social networks like Facebook, Twitter, LinkedIN, and others already support two-factor authentication. To learn more about how to do so on the most popular sites on the web, be sure to check out this article:

http://socialcustomer.com/2014/04/how-to-enable-two-factor-authentication-on-50-top-websites-including-facebook-twitter-and-others.html

Wednesday, April 22, 2015

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