Christmas in July
It is hard to think about Christmas when it's over 90 degrees outside. Let me give you a reason to start thinking about snow, get togethers, Christmas cookies and the holiday season...
Christmas is 21 weeks away. You might not think that is very soon, but for those of us who buy gifts, make candies and cookies, host get togethers and travel, 21 weeks is right around the corner!
As each holiday season approaches, I realize I always forget to budget for Christmas gifts. Before I know it, it's Thanksgiving and I'm trying to figure out how much money I can spare so I can buy that special framed artwork that would look perfect in my sister's new home. This year is going to be different. I'm planning ahead. I've come up with a few ideas to help me save specifically for Christmas. I thought maybe these ideas could help you too. Also, I have a few ideas to help plan for the future holiday seasons! Take a look:
- Open a savings account.
The first step in saving is having a place to put the money. (No, under the mattress doesn't count.) MutualBank offers a variety of saving avenues from accounts to CDs.
- Set aside $25.00 per week.
Did you know: If you set aside $25.00 a week from now until Christmas, you will have saved $500 by Christmas?
You can save $25.00 or more per week by setting up TMS (Transfer Management System) with MutualBank. Money can be automatically transferred to another checking or savings account so you don't have to do a thing!!
There are other ways you can save for future holidays. Did you know we have a cd that requires a deposit weekly, biweekly or monthly? It's called the Clockwork CD. This helps keep you accountable to your commitment and can be automatic!
The hardest step is the first step. Make a commitment to save and talk to your MutualBanker to get set up for plan that works for you. Saving doesn't have to happen overnight; it can happen $25.00 at a time!
Merry Summer to you!
How many folds?
Last week, we asked our Facebook Fans and you through the poll on our website:
"The average dollar bill is meant to take up to how many folds in each direction before it rips?"
| Answer choices:
|| Facebook Results:
|| Website Poll Results:
And the correct answer is:
Can you believe that? According to the United States Treasury, you can double fold (first forward, then backward) a bill up to 4000 times before it rips! The reason is because currency paper is 25% linen, making it rip-resistant.
I wonder if that number decreases if the bill has been washed!
What's your phone to you?
MutualMobile is here!
I have been waiting for this day, the day when MutualBank
has mobile banking. My phone is so many things to me: my watch,
alarm clock, email, newspaper, search engine, navigation, and now
Did you know that there are over 223 million US mobile phone
users over the age of 13*? There are times I wonder how any of us lived without
our mobile phones, and that we can’t survive the day unless our phone is within
arm’s reach. The more I have my MutualMobile APP, the more I wonder what
I did without it! At any moment I can see my balance, transfer money,
check to see where the closest MutualBank ATM is. Hold on, did I pay my
electric bill? Yes, I did, just checked it on MutualMobile!
busy lifestyle, I don’t always have time to write my transactions down
the same day. With MutualMobile I can keep track of the everything clearing
my account and not worry about making time to sit down at my computer verifying
the transactions and balancing my checkbook. Just the other day, I was
waiting on my car to get serviced, pulled out my phone to pay my bills,
transfer money, and balanced my checkbook. WOW! How convenient is
from Nielsen 2010 Media Industry Fact Sheet
Race to Syracuse Summerfest!
It has been just over a month since the Joplin, Missouri tornado that claimed too many lives and left the town in pieces.
Sometimes being a community bank doesn't just mean helping the communities in which you reside. Sometimes it means helping a community in need, no matter where they are located. That's exactly what we're trying to do.
The MutualBank team of Syracuse invites you to participate in a pedal cart race to benefit the Joplin Disaster Relief. Here is all of the information you need to know:
- Date: Saturday, July 9th
- Time: Registration/Lunch 12:30pm - 1:30pm / Race 1:30pm
- Address: 612 S. Huntington St. Syracuse, IN 46567
- Teams of four may participate - Registration per team is $10.00
- Prizes will be awarded to three teams with the best times
Spectators are welcome! You do not have to participate in the race to enjoy this fun event. C'mon over for a fun time as we do our part to help Joplin, Missouri pick up the pieces and begin rebuilding!
The 4th of July weekend is quickly approaching and that typically means traveling and vacation for you and your family.
Family vacations can be stressful. What are you going to pack? What entertainment do you need for the kids? When and where are you going to eat? The list goes on...
So far on our Facebook Poll, many of you say you're driving to your destination for your family vacation this year. In order to help you live a better life and hopefully help you have a better family vacation, we found an article that gives you some summer driving tips for your family vacation.
Travel safely this holiday weekend.
From our MutualBank Family to yours, Happy Independence Day!
Customer Appreciation Day - Warsaw
a fun twist on the typical customer appreciation day. We’re
celebrating YOU in a tropical way!
We welcome your visit on Friday, June 10th to meet the Mutual team, play
enter to win prizes, enjoy
a free lunch with a cool beverage, from 11am until 2pm. Visit any of the following
Warsaw financial centers to enjoy the festivities!
2034 East Center Street
219 West Market Street
SR 15 and 250 North
Customer Service Poll
Have you taken our Polls?
As part of our website upgrade and new look, we added a polling feature. This is just one more way we're seeking your opinion. Of course you can always call us, email us, visit our Facebook Page or Tweet us on Twitter. But in case you just want to share your opinion casually, feel free to take our poll! It's located on the left hand side of the website homepage.
Since we upgraded our website in April, we had a poll asking, "How would you rate our customer service?"
Here are the results:
71% - Excellent (Thank you!)
13% - Good
6% - Average
8% - Poor (Thank you!)
You might be wondering, why are you saying 'thank you' to those who voted you having poor service?
What this tells us is we have room to improve. While we believe we are the best bank in town and have the best employees in the world, we know there is always room for improvement. If you have insights on how we can improve, please let us know!
So feel free to communicate with us anytime, whether it be through our polls, via email or a phone call. Maybe it's through a blog comment or Facebook or Twitter. We want to hear how we can help you live a better life.
Annual Financial Check Up
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If you get an annual check up, shouldn't your finances get one too?
your finances can provide financial peace of mind. Here are a few items to review annually.
- Insurance – Have enough
coverage for your home, auto, belongings, health and life. Review deductibles and consider an umbrella
policy for extra protection.
- Mortgage – Could you reduce
your monthly payments by refinancing?
Would a different type of mortgage (ARM, 15 year or 30 year) be more
- Household spending – Preparing a
household budget may identity ways to save.
- Retirement planning – Take full
advantage of your employer’s retirement plan and consider an IRA.
- College funding – Start saving
early. Consider tax advantaged options
like Qualified Tuition (Section 529)
- Investments – Divide your funds into equities, fixed income and cash
with an eye on your time horizon and risk tolerance.
- Income taxes – Take full
advantage of all tax savings tools like your retirement plan. Organize your records.
- Estate planning – Be sure your will
is up to date and that you have named an executor, a guardian for minor
children and have durable powers of attorney for finances and health care.