Open a Checking Account Online, UChoose Checking, Free Checking and Checking With Interest / MutualBank

Business & Personal Checking Accounts  MutualBank


Basic Checking

Open a Savings Account Online

Basic Checking | UChoose Loyalty Rewards
The simplest of our checking accounts, Basic Checking is a basic account without frills for the low-tech customer who prefers a simpler checking account. Online Bill Pay is not included, but can be added for $5.00 per month. Basic Checking offers a debit card with UChoose Loyalty Rewards, online banking and eStatements. UChoose Checking offers you the chance to customize your account, gain additional services and potentially avoid fees. If you're looking for a more robust account, customize what you want with UChoose Checking.

Announcing Allpoint ATMs! | Learn More

MutualBank is now an Allpoint partner, meaning our debit card holders have surcharge-free access to 55,000 ATMs worldwide - twice as many as the big national banks. Learn More

  Basic Checking
Free ATM/Debit Card
UChoose Loyalty Rewards
Free Online Banking
Online Bill Pay $5.00 per month
Free MutualMobile
Free eStatements
Free Checks  
First NSF fee waived each year  
Free Notary Services
 Early Closing Fee
(within 90 days of opening)
Minimum to open $10.00
Monthly Service Charge N/A

 Open a Basic Checking Account Now! 


Mutual News
  • MutualBank Announces the Promotion of Josh Baker to Commercial Banker

    MARION, INDIANA – Previously serving as Commercial...

    Wednesday, April 27, 2016


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Mutual Blog

Security Reminder / Fraud Texts & Calls

Some of our customers are receiving texts like the one pictured below or are receiving phone calls asking for their account information. If you do receive this text or any communication asking for your account information, DO NOT click on the link or provide any of your account information. Only log into your account via If you have received this text and have provided your account information, please contact us immediately (800-382-8031) so we can take measures to protect you.

Please be aware this is not a data breach. The texts are going to all Muncie cell phone numbers in a range. So far we are aware of 765-716-xxxx 765-717-xxxx and 765-729-xxxx and 765-724-xxxx. It is going to all of the numbers, not just MutualBank customers.

Wednesday, February 10, 2016


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