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Basic Checking | UChoose Loyalty Rewards
The simplest of our checking accounts, Basic Checking is a basic account without frills for the low-tech customer who prefers a simpler checking account. Online Bill Pay is not included, but can be added for $5.00 per month. Basic Checking offers a debit card with UChoose Loyalty Rewards, online banking and eStatements. UChoose Checking offers you the chance to customize your account, gain additional services and potentially avoid fees. If you're looking for a more robust account, customize what you want with UChoose Checking.
|Free ATM/Debit Card||√|
|UChoose Loyalty Rewards||√|
|Free Online Banking||√|
|Online Bill Pay||$5.00 per month|
|First NSF fee waived each year|
|Free Notary Services||√|
|Minimum to open||$10.00|
|Monthly Service Charge||N/A|
Chances are you are a person who has Anthem insurance coverage or you know someone who does. As a result, either you or your friend has a reason to be concerned.
A typical data breach includes a compromise of debit card numbers or partial personal identifying information. This kind of breach, though inconvenient, can typically be ‘fixed’. An initial investigation indicates that the Anthem breach includes a compromise of name, birthday and/or social security number. This kind of information is all one needs to steal someone’s identity.
According to Anthem this particular breach could affect up to 80 million people. Instead of trying to ignore this has happened or just being upset, it’s now time for you to be educated and try to protect yourself as best as you can. We have some tips that will help you accomplish that.
1. Review Your Statements
First, take a moment each month to view your eStatement or monthly statement. You can monitor your accounts throughout the month with Online Banking and the MutualBank App. Monitoring your accounts will give you the quickest opportunity to see if your accounts have been compromised. If you notice any transactions that are unfamiliar or questionable, please get in touch with your MutualBanker. Call us at 800-382-8031.
2. Be Cautious with Any Anthem Emails You Receive
Next, if you receive an email stating it is from Anthem, be cautious. Anthem’s website warns customers not to reply with information, click any links or open any attachments within the email. Anthem is not calling their customers and will not ask for information. Never give your credit card information, social security number, or other sensitive information to someone via email or over the phone.
3. Consider Freezing Your Credit
If you are a resident in Indiana, the Attorney General’s office website (http://www.in.gov/attorneygeneral/2853.htm) is offering and encouraging you to sign up for a free credit freeze with each of the three credit bureaus. A credit freeze places a hold on your credit where a new line of credit could not be obtained without you unfreezing your credit. This doesn’t affect already open credit lines like an existing credit card, yet helps to protect you against someone opening new lines of credit in your name.
4. Keep in the Know
Finally, try to keep in the loop on the Anthem Breach. The best source for current information about this breach can be found at Anthem’s Frequently Asked Questions. (http://www.anthemfacts.com/faq)
MutualBank is here to help inform you of ways to help protect against identity theft. Thank you for trusting us.