Open a Checking Account Online, UChoose Checking, Free Checking and Checking With Interest / MutualBank

Business & Personal Checking Accounts  MutualBank


Checking Accounts

Announcing Allpoint ATMs! | Learn More

MutualBank is now an Allpoint partner, meaning our debit card holders have surcharge-free access to 55,000 ATMs worldwide - twice as many as the big national banks. Learn More

Basic Checking - Our Free Checking!
 | Open Now! 
No frills, just the basics, and it's free! Basic Checking gives you the every day account with UChoose Loyalty Rewards. Learn more about Basic Checking.

UChoose Checking  | Open Now!
Our UChoose Checking account allows you to customize your account with the services you want and at a price you can afford. You get UChoose Loyalty Rewards and you can avoid monthly service fees. Learn more about UChoose Checking. 

Concierge Banking
Concierge Banking is an elite product designed to offer extensive investment choices, professional monetary guidance and many value-added services that promise to enhance your MutualBank experience. Learn more about Concierge Banking. 

Teen Banking
Teen Banking is perfect for teens looking to open their first checking account. With online banking, the MutualBank app, and UChoose Rewards, it has all the features you want and need. Learn more about Teen Banking. 

College Banking
There's no need to switch banks when you head off to college. With online banking, the MutualBank mobile app, and access to 55,000 surcharge-free Allpoint ATMs, you can bank with Mutual on campus, off campus, and everywhere in between. Learn more about College Banking. 

Investor's Gold Money Market | Open Now!
Our Investor’s Gold Money Market account will help you maximize the return on your investments without sacrificing access to your money. Learn more about Investor's Gold Money Market.

Second Chance Checking
An account specifically designed for those who have struggled managing a past checking account and need an opportunity for a second chance. Learn more about Second Chance Checking.

Health Savings Account | View Demo
HSAs are tax-advantaged investment accounts for medical expenses for participants in High Deductible Health Care Plans (HDHP). HSAs can provide significant tax benefits to eligible individuals. Learn more about Health Savings Accounts.


Mutual News
  • MutualBank Announces the Promotion of Josh Baker to Commercial Banker

    MARION, INDIANA – Previously serving as Commercial...

    Wednesday, April 27, 2016


View Archived Releases
Mutual Blog

Security Reminder / Fraud Texts & Calls

Some of our customers are receiving texts like the one pictured below or are receiving phone calls asking for their account information. If you do receive this text or any communication asking for your account information, DO NOT click on the link or provide any of your account information. Only log into your account via If you have received this text and have provided your account information, please contact us immediately (800-382-8031) so we can take measures to protect you.

Please be aware this is not a data breach. The texts are going to all Muncie cell phone numbers in a range. So far we are aware of 765-716-xxxx 765-717-xxxx and 765-729-xxxx and 765-724-xxxx. It is going to all of the numbers, not just MutualBank customers.

Wednesday, February 10, 2016


View Archived Posts

Connect with us:

(800) 382-8031

  • Facebook
  • Youtube
  • twitter
  • RSS Feed