Mortgage Loans For Central Indiana, Indiana Mortgage Lenders / MutualBank

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Mortgage Loans

Shopping for a home loan has never been easier! After looking at houses with your realtor all day Saturday, you found the one!  Why wait until Monday when you can start the process by applying online all from the comfort of your home?  Visit our Mortgage Web Center to get started with your home loan application online! 

The Mortgage Web Center is more than an online application, you can check out rates, products and calculators too.  If you would rather sit down with a lender, no problem, we love to do that.  We promise that your lender will take the time to understand you and your specific situation. They will work hard to help you find the solution that is right for you.  Contact us today so we can help you live a better life.

FREE Pre-Approvals |  Meet our Lenders

Fixed Rate Mortgage Loans  |  Apply Now! 
Fixed Rate Mortgage Loans feature a competitive rate and payments that are fixed for the entire term of the loan. Fixed rate loans also offer:

  • Conventional, FHA, VA and USDA financing
  • Insured financing for smaller down payments

Adjustable Rate Mortgage Loans (ARMs)  |  
Adjustable Rate Mortgage Loans feature rates and payments that adjust according to market
conditions. Additional features include:

  • A range of adjustment terms
  • Competitive rates for a variety of terms
  • Lifetime interest rate caps and annual rate adjustment

Construction Loans  |  
Construction Loans are designed to finance the construction of a new home. Features include:

  • Interest payments only on the funds used during the construction period 
  • Automatic conversion to permanent mortgage without a second loan closing
  • Available as a fixed rate or adjustable rate loan

Home Equity/Line of Credit |  Apply Now!
As a homeowner, you can borrow against your equity for any worthwhile purpose. Our Home Equity Loans are available as a fixed payment installment loan or as a line of credit. Consult a tax advisor regarding the deductibility of interest.

  • Conventional home loans
  • Insured loans with low down payment
  • Repayment terms from 5-30 years

Insurance Information
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Flexible Options   
We offer many down payment options along with a variety of loans, such as ...

  • Loans for investment and rental properties
  • Loans for vacation homes
  • Loans for condominiums
  • Loans for manufactured homes
  • Lot loans for future construction


View the Mortgage Checklist.

Mutual News
  • MutualFirst Financial, Inc. Declares Cash Dividend

    MUNCIE, INDIANA – MutualFirst Financial, Inc....

    Friday, August 21, 2015


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Mutual Blog

Personal Social Media Account Security

For many of us, social media has become a part of our everyday lives and helps us conveniently keep tabs on the people and topics we care most about.

Recently however, there has been an increase of social media account take overs by cybercriminals. As stated in the media, one contributing factor in some of the social media account takeovers has been the use of weak passwords.

Tips for creating a stronger password:

  • Passwords should typically:
    • be at least 8 characters in length
    • contain at least 1 number
    • contain at least 1 special character (!@#$$%)
    • contain both upper and lower case characters.
  • Do not use your name, date of birth, maiden name, mother’s maiden name, address, or other easily guessable words for passwords. 
  • Another way to create a strong password is to use a series of words that do not relate to each other. For example, JumpingFastRelaxStop!#.


Social media additional security options:

Another way to help avoid social media account takeover is to use the additional security options available. Two-factor authentication adds an extra layer of security that drastically decreases your chances of account takeover. Two-factor authentication is essentially the using of two separate components to verify your identity, the combination of something you HAVE with something you KNOW. A good example of two-factor authentication you most likely are already used to is withdrawing cash from an ATM, for example. Having both your debit card AND knowing a pin number is required to complete the withdrawal and protect your identity.

A popular and convenient two-factor authentication method is using a combination of both an online password and a text message verification sent to your phone. Enabling this type of authentication typically follows this process:

  1. Enter your password into Facebook or another website
  2. Immediately receive a text on your phone with a temporary pass key
  3. Enter the passkey received back on the site/app and you’re logged in

This may seem like overkill, but enabling this two-factor authentication will drastically decrease the chances of your social accounts being hacked. And actually, the process of setting up and using this authentication is pretty simple and convenient.


How to enable two-factor authentication:

Many popular social networks like Facebook, Twitter, LinkedIN, and others already support two-factor authentication. To learn more about how to do so on the most popular sites on the web, be sure to check out this article:

Wednesday, April 22, 2015


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