Mortgage Loans For Central Indiana, Indiana Mortgage Lenders / MutualBank

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Mortgage Loans

Shopping for a home loan has never been easier! After looking at houses with your realtor all day Saturday, you found the one!  Why wait until Monday when you can start the process by applying online all from the comfort of your home?  Visit our Mortgage Web Center to get started with your home loan application online! 

The Mortgage Web Center is more than an online application, you can check out rates, products and calculators too.  If you would rather sit down with a lender, no problem, we love to do that.  We promise that your lender will take the time to understand you and your specific situation. They will work hard to help you find the solution that is right for you.  Contact us today so we can help you live a better life.

FREE Pre-Approvals |  Meet our Lenders

Fixed Rate Mortgage Loans  |  Apply Now! 
Fixed Rate Mortgage Loans feature a competitive rate and payments that are fixed for the entire term of the loan. Fixed rate loans also offer:

  • Conventional, FHA, VA and USDA financing
  • Insured financing for smaller down payments

Adjustable Rate Mortgage Loans (ARMs)  |  
Adjustable Rate Mortgage Loans feature rates and payments that adjust according to market
conditions. Additional features include:

  • A range of adjustment terms
  • Competitive rates for a variety of terms
  • Lifetime interest rate caps and annual rate adjustment

Construction Loans  |  
Construction Loans are designed to finance the construction of a new home. Features include:

  • Interest payments only on the funds used during the construction period 
  • Automatic conversion to permanent mortgage without a second loan closing
  • Available as a fixed rate or adjustable rate loan

Home Equity/Line of Credit |  Apply Now!
As a homeowner, you can borrow against your equity for any worthwhile purpose. Our Home Equity Loans are available as a fixed payment installment loan or as a line of credit. Consult a tax advisor regarding the deductibility of interest.

  • Conventional home loans
  • Insured loans with low down payment
  • Repayment terms from 5-30 years

Insurance Information
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Flexible Options   
We offer many down payment options along with a variety of loans, such as ...

  • Loans for investment and rental properties
  • Loans for vacation homes
  • Loans for condominiums
  • Loans for manufactured homes
  • Lot loans for future construction


View the Mortgage Checklist.

Mutual News
  • Josh Kent appointed as LPL Financial Advisor at MutualBank

    MISHAWAKA, INDIANA – MutualBank and LPL Financial...

    Monday, February 1, 2016


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Mutual Blog

Security Reminder / Fraud Texts & Calls

Some of our customers are receiving texts like the one pictured below or are receiving phone calls asking for their account information. If you do receive this text or any communication asking for your account information, DO NOT click on the link or provide any of your account information. Only log into your account via If you have received this text and have provided your account information, please contact us immediately (800-382-8031) so we can take measures to protect you.

Please be aware this is not a data breach. The texts are going to all Muncie cell phone numbers in a range. So far we are aware of 765-716-xxxx 765-717-xxxx and 765-729-xxxx and 765-724-xxxx. It is going to all of the numbers, not just MutualBank customers.

Wednesday, February 10, 2016


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