Open a Checking Account Online, UChoose Checking, Free Checking and Checking With Interest / MutualBank

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Open a Savings Account Online

We know you're busy. So let us help you live a better life at MutualBank, starting today! Use the forms below to make your switch to MutualBank easy. 

Announcing Allpoint ATMs! | Learn More

MutualBank is now an Allpoint partner, meaning our debit card holders have surcharge-free access to 55,000 ATMs worldwide - twice as many as the big national banks. Learn More

UChoose Checking | Open Now!

Our UChoose Checking account offers you the options you want at a price you can afford. You get UChoose Loyalty Rewards and you can avoid monthly service fees. The price is dependent upon how you build your account. We can help you build the account that fits you and your wallet. Get started now.

Direct Deposit Change Form | Download Form
Once you open your account, make depositing money easy. Complete the Direct Deposit Change Form to help you transition your direct deposit to your new account. You can provide this form to your employer's payroll department or the agency issuing your government check.

Change Bill Form | Download Form
Identify your exisiting automatic withdrawals of payment, like utility bills, loan payments, etc. (Consider reviewing 12 months for annual or quarterly withdrawals.) Complete the Change Bill Form and provide the new information to each payment recipient. The MutualBank Routing Number is 274970681. 

Bank How UChoose  
Customize your banking with the services UChoose. We have all the convenient ways to help you live a better life like, Online Banking and Bill Pay, eStatements, MutualMobile and customization of your debit card with UCreate! And don't forget to start earning your points by enrolling in UChoose Loyalty Rewards!

Account Closing Form  | Download Form
Before closing your old account, make sure all checks, automatic payments and deposits have been changed. We recommend allowing two full banking cycles (around 60 days) to allow for transactions to clear. Complete the Account Closing Form to authorize the closing of your old account. (FYI - Some banks may require you to close your old account in person.)


For financial calculators and education, visit our Online Education Center.


Mutual News
  • Josh Kent appointed as LPL Financial Advisor at MutualBank

    MISHAWAKA, INDIANA – MutualBank and LPL Financial...

    Monday, February 1, 2016


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Mutual Blog

Security Reminder / Fraud Texts & Calls

Some of our customers are receiving texts like the one pictured below or are receiving phone calls asking for their account information. If you do receive this text or any communication asking for your account information, DO NOT click on the link or provide any of your account information. Only log into your account via If you have received this text and have provided your account information, please contact us immediately (800-382-8031) so we can take measures to protect you.

Please be aware this is not a data breach. The texts are going to all Muncie cell phone numbers in a range. So far we are aware of 765-716-xxxx 765-717-xxxx and 765-729-xxxx and 765-724-xxxx. It is going to all of the numbers, not just MutualBank customers.

Wednesday, February 10, 2016


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