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UChoose Checking | UChoose Loyalty Rewards
Our UChoose Checking account offers you the options you want at a price you can afford. You get UChoose Loyalty Rewards and you can avoid monthly service fees. We make switching to MutualBank easy. The price is dependent upon how you build your account. Let us help you build the account that fits you and your wallet or open your account online now!
|Free ATM/Debit Card||√||√||√|
|Waived Foreign ATM Fees||none||two per cycle||two per
|UChoose Loyalty Rewards||√||√||√|
|Free Online Banking||√||√||√|
|Free Online Bill Pay||√||√||√|
|Free Checks||First Order||First Order||√|
|First NSF fee waived each year||√||√||√|
|Free Notary Services||√||√||√|
|Interest Bearing||no||yes||yes, premium rate on $10,000+ balances|
|Minimum to open||$10.00||$10.00||$10.00|
|Monthly Service Charge||$6.00||$8.00||$10.00|
|Can the fee be waived?||√ (*)||√ (**)||√ (***)|
*Option 1: This fee is waived if any two of the following three conditions are met:
**Option 2: This fee is waived if the customer maintains minimum daily balance of $2,500.
***Option 3: This fee is waived if the customer meets one of the three conditions below:
For many of us, social media has become a part of our everyday lives and helps us conveniently keep tabs on the people and topics we care most about.
Recently however, there has been an increase of social media account take overs by cybercriminals. As stated in the media, one contributing factor in some of the social media account takeovers has been the use of weak passwords.
Tips for creating a stronger password:
Social media additional security options:
Another way to help avoid social media account takeover is to use the additional security options available. Two-factor authentication adds an extra layer of security that drastically decreases your chances of account takeover. Two-factor authentication is essentially the using of two separate components to verify your identity, the combination of something you HAVE with something you KNOW. A good example of two-factor authentication you most likely are already used to is withdrawing cash from an ATM, for example. Having both your debit card AND knowing a pin number is required to complete the withdrawal and protect your identity.
A popular and convenient two-factor authentication method is using a combination of both an online password and a text message verification sent to your phone. Enabling this type of authentication typically follows this process:
This may seem like overkill, but enabling this two-factor authentication will drastically decrease the chances of your social accounts being hacked. And actually, the process of setting up and using this authentication is pretty simple and convenient.
How to enable two-factor authentication:
Many popular social networks like Facebook, Twitter, LinkedIN, and others already support two-factor authentication. To learn more about how to do so on the most popular sites on the web, be sure to check out this article: