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UChoose Checking | UChoose Loyalty Rewards
Our UChoose Checking account offers you the options you want at a price you can afford. You get UChoose Loyalty Rewards and you can avoid monthly service fees. We make switching to MutualBank easy. The price is dependent upon how you build your account. Let us help you build the account that fits you and your wallet or open your account online now!
|Free ATM/Debit Card||√||√||√|
|Waived Foreign ATM Fees||none||two per cycle||two per
|UChoose Loyalty Rewards||√||√||√|
|Free Online Banking||√||√||√|
|Free Online Bill Pay||√||√||√|
|Free Checks||First Order||First Order||√|
|First NSF fee waived each year||√||√||√|
|Free Notary Services||√||√||√|
|Interest Bearing||no||yes||yes, premium rate on $10,000+ balances|
|Minimum to open||$10.00||$10.00||$10.00|
|Monthly Service Charge||$6.00||$8.00||$10.00|
|Can the fee be waived?||√ (*)||√ (**)||√ (***)|
Announcing Allpoint ATMs! | Learn More
MutualBank is now an Allpoint partner, meaning our debit card holders have surcharge-free access to 55,000 ATMs worldwide - twice as many as the big national banks. Learn More
*Option 1: This fee is waived if any two of the following three conditions are met:
**Option 2: This fee is waived if the customer maintains minimum daily balance of $2,500.
***Option 3: This fee is waived if the customer meets one of the three conditions below:
Some of our customers are receiving texts like the one pictured below or are receiving phone calls asking for their account information. If you do receive this text or any communication asking for your account information, DO NOT click on the link or provide any of your account information. Only log into your account via bankwithmutual.com. If you have received this text and have provided your account information, please contact us immediately (800-382-8031) so we can take measures to protect you.
Please be aware this is not a data breach. The texts are going to all Muncie cell phone numbers in a range. So far we are aware of 765-716-xxxx 765-717-xxxx and 765-729-xxxx and 765-724-xxxx. It is going to all of the numbers, not just MutualBank customers.