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Bank near and far from campus with our College Account.

With 55,000 surcharge-free ATMs and a great banking app, you can manage your money near and far from campus.

Open a College Account 

(Select our Preferred Checking option when applying)

Created for those between 18-22 years old

One of the Best College Student Checking Accounts You'll Find



Debit Card

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Online Banking

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55,000 Surcharge-free ATMs

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Mobile App with Mobile Deposit

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Online Bill Pay

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First order is free

Minimum to Open


Early Closing Fee (within 90 days of opening)




Debit cards will have an ATM withdrawal limit of $300, Debit limit of $500, and Mobile Deposit limit of $1000. UChoose Rewards is available by registering the debit card at uchooserewards.com if not already registered in the “Teen Account”. Check writing and Overdraft Privilege are permitted on this account. Any overdraft fees and consecutive overdraft fees will be charged to this account. 

Transition Disclaimer: Monthly service fees are waived while enrolled in the MutualBank teen/college package or until age 23, whichever comes first. Upon reaching the age of 23, the account is subject to the standard monthly service fee for UChoose Option 1. Learn more about UChoose 1 here.




Accurate as of February 2016

Ready to Get Your College Checking Started? Sweet.

MutualBank has two times as many free ATMS as Chase.

We are not lying! But think how much better life would be if a liar’s pants really did catch on fire? Sorry, we’re getting off track. So MutualBank is an Allpoint partner, meaning you have access to 55,000 surcharge free ATMs - near and far from campus.



But discounted car loan rates are super fun.

If you enroll in College Banking with MutualBank and apply for a car loan, you’ll get a .25% loan rate discount, on us. That doesn’t sound like a lot, but that’s $250 bucks you could save between on a 3% APR vs. a 3.25% APR on a $10,000 car purchase.


Apply online!


(Select Preferred Checking when applying online)

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  • Free Checking
  • Debit Card
  • Online & Mobile Banking
  • UChoose Rewards
  • Other Special Offers



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