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Refinancing Your Home

Take advantage of the lowest rates in years to refinance your home and potentially lower your monthly payments.

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It's worth considering

Potential Benefits of Refinancing Your Mortgage Loan


 Flashlight icon image - mutual mortgage refinancePay off Your Mortgage Faster

Lower interest rates and a shorter term might help you pay off your mortgage faster.

Dollar sign icon - mutual mortgage refinanceLower Your Monthly Payments

Refinancing may reduce your monthly payments and free up some room in your budget!

House icon - mutual mortgage refinanceGet Cash from Your Home

Use your equity to pay for other needs that life throws your way – home renovations, travel, education, another property - you name it.

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Talk with a Refinance Expert

Contact a Lender 

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Refinance Online

Get Started Now! 

Check Today`s Rate

Our Current Mortgage Rates


Rate APR Points
30 Year Fixed Rate
4.500% 4.604% 0.000%
20 Year Fixed Rate
4.250% 4.389% 0.000%
Rate APR Points
15 Year Fixed Rate
4.000% 4.175% 0.000%
1 Year Adjustable Rate
3.750% 4.135% 0.000%
Rate APR Points
5 Year Adjustable Rate
4.000% 4.120% 0.000%
7 Year Adjustable Rate
4.125% 4.165% 0.000%

Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with excellent credit scores (750 or higher) and no more than 60% Loan-to-Value (LTV). The actual interest rates and APRs available to you may vary based on your credit score, Loan-to-Value (LTV) ratio and other factors, and may be higher than those displayed here.



APR = Annual Percentage Rate

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What Our Home Loan Customers Say

Having a career as a chef is a dream that my son has always pursued. Thanks to a home refinance through MutualBank, I was able to borrow the money to send him to a fantastic school!

If I hadn’t been for MutualBank, who knows what would have happened to my house. That’s why I’ve been banking with you for over 20 years!

Brad Cleveland


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