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Discover if you can lower your mortgage payment by refinancing.

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Get a Rate Estimate in Seconds* 

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Or call us at 800.382.8031


It's worth considering

Potential Benefits of Refinancing Your Mortgage Loan


 Flashlight icon image - mutual mortgage refinancePay off Your Mortgage Faster

Lower interest rates and a shorter term might help you pay off your mortgage faster.

Dollar sign icon - mutual mortgage refinanceLower Your Monthly Payments

Refinancing may reduce your monthly payments and free up some room in your budget!

House icon - mutual mortgage refinanceGet Cash from Your Home

Use your equity to pay for other needs that life throws your way – home renovations, travel, education, another property - you name it.

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Talk with a Refinance Expert

Contact a Refinance Expert 

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Get a personalized rate estimate

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Check Today`s Rate

Our Current Mortgage Rates


30 Year
Fixed Rate

As low as


(4.351% APR)

0.000% Points

20 Year
Fixed Rate

As low as


(4.136% APR)

0.000% Points


15 Year
Fixed Rate

As low as


(3.921% APR)

0.000% Points


7 Year
Adjustable Rate

As low as


(5.175% APR)

0.000% Points

5 Year
Adjustable Rate

As low as


(5.244% APR)

0.000% Points

1 Year
Adjustable Rate

As low as


(5.548% APR)

0.000% Points


Note that the interest rates and annual percentage rates (APRs) shown here are available to borrowers with excellent credit scores (750 or higher) and no more than 60% Loan-to-Value (LTV). The actual interest rates and APRs available to you may vary based on your credit score, Loan-to-Value (LTV) ratio and other factors, and may be higher than those displayed here.

*Interest rates and APRs displayed are based on 30-year term.

*For Adjustable Rate Mortgages, the interest rate, APR and payment amount can increase after consummation of the loan.





APR = Annual Percentage Rate







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What Our Home Loan Customers Say

Having a career as a chef is a dream that my son has always pursued. Thanks to a home refinance through MutualBank, I was able to borrow the money to send him to a fantastic school!

If I hadn’t been for MutualBank, who knows what would have happened to my house. That’s why I’ve been banking with you for over 20 years!

Brad Cleveland


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