logo wealth Login

Discover if you can lower your mortgage payment by refinancing.

Apply Now in less than 10 minutes 

Get a Rate Estimate in Seconds* 

Work with a Home Loan Expert 

Or call us at 800.382.8031


It's worth considering

Potential Benefits of Refinancing Your Mortgage Loan


 Flashlight icon image - mutual mortgage refinancePay off Your Mortgage Faster

Lower interest rates and a shorter term might help you pay off your mortgage faster.

Dollar sign icon - mutual mortgage refinanceLower Your Monthly Payments

Refinancing may reduce your monthly payments and free up some room in your budget!

House icon - mutual mortgage refinanceGet Cash from Your Home

Use your equity to pay for other needs that life throws your way – home renovations, travel, education, another property - you name it.

People icon - mutual mortgage refinance

Talk with a Refinance Expert

Contact a Home Loan Expert 

Pinter hand icon - mutual mortgage refinance

Get a personalized rate estimate

Get Yours In Seconds!*  

Check Today`s Rate

Our Current Mortgage Rates


30 Year
Fixed Rate

As low as


4.730% APR
0.000% Points

20 Year
Fixed Rate

As low as


4.516% APR
0.000% Points

15 Year
Fixed Rate

As low as


4.301% APR
0.000% Points

7 Year
Adjustable Rate

As low as


4.285% APR
0.000% Points

5 Year
Adjustable Rate

As low as


4.210% APR
0.000% Points

1 Year
Adjustable Rate

As low as


4.155% APR
0.000% Points


*Note that the interest rates and annual percentage rates (APRs) shown here (and our personalized estimates) are available to borrowers with excellent credit scores (750 or higher) and no more than 60% Loan-to-Value (LTV). The actual interest rates and APRs available to you may vary based on your credit score, Loan-to-Value (LTV) ratio and other factors, and may be higher than those displayed here.



APR = Annual Percentage Rate



tried & trusted

What Our Home Loan Customers Say

Having a career as a chef is a dream that my son has always pursued. Thanks to a home refinance through MutualBank, I was able to borrow the money to send him to a fantastic school!

If I hadn’t been for MutualBank, who knows what would have happened to my house. That’s why I’ve been banking with you for over 20 years!

Brad Cleveland


Back To Top

questionmark sign - Mutual BankNeed Help?